St.George Amplify Business

• Age. You must be at least 18 years old to apply.
• New account. This offer is only available to new Amplify Business Rewards customers. This means you cannot have held an Amplify Business credit card in the last 12 months. You also won't be eligible if you are switching, upgrading or already accessing employee benefits or packaged cards through St.George.

Required documents

• Personal information. This includes your full name, date of birth, residential address, email address and contact number. You're also required to provide identification such as your driver's licence number or passport number.
• Income and employment. Provide details of your personal income, including any additional employment you may have outside of your business activity.
• Your business information. This includes your business name, your ABN or ACN and financial details. You may also be required to provide financial documents, such as your last business tax return and contact details for your accountant.
• Financial details. As well as income details, you will need to provide information about any other assets (such as shares or savings), debts and existing cards or loans.
• Frequent flyer details. To earn Qantas Points, you need to choose the Amplify Qantas option and provide your Qantas Frequent Flyer membership details.

• Amplify Qantas. If you choose Amplify Qantas as your rewards program, you'll earn 1 Qantas Point per dollar spent on overseas purchases, 0.5 points per dollar spent on Australian purchases and 0.25 points per dollar spent on government charges, uncapped. You must be a Qantas Frequent Flyer member to enrol in Amplify Qantas.
• Complimentary unauthorised transaction insurance. This card offers access to complimentary unauthorised transaction insurance if an additional cardholder uses a card for transactions they have not been authorised to make.
• Complimentary transit accident insurance. This card offers complimentary transit accident insurance, which covers cardholders for specific accidents when they are travelling as passengers on a plane, bus or ferry and have prepaid for the trip using their card. When a claim is payable, the primary accountholder also receives a benefit for any cardholder eligible for a payment. As with all insurance, there are specific terms and conditions, so make sure you read the insurance policy booklet available through the St.George website.
• Tax-reporting features. This account lets you export expenses directly into MYOB and BAS. You can also download information directly to Microsoft Excel to simplify analysis of business transactions and expenses.
• Additional cards for employees. You can request up to 3 additional cards for employees at no extra cost.
• Mobile payment technology. Make contactless payments using your eligible device by adding this card to your Apple Pay, Google Pay or Samsung Pay wallet.

• Interest-free days. If you pay the closing balance by the statement due date each month, you can enjoy up to 55 interest-free days on purchases. Interest-free days exclude balance transfers or any promotional amount as well as cash advance transactions.
• Cash advance rate. Cash advances attract a standard variable interest rate of 20.24% p.a. from the time of the transaction.
• Foreign transaction fee. A fee of 3% applies to transactions made in a currency other than Australian dollars. This fee also applies to transactions made in Australian dollars with a merchant located outside Australia and transactions that are processed by entities located outside Australia.