The St.George Amplify Signature is a premium credit card that offers uncapped rewards, airport lounge passes, complimentary travel insurance and other generous perks.
St.George Amplify Signature Credit Card
![St.George Amplify Signature](https://www.finder.com.au/niche-builder/654998847fa1c.png)
- Bonus points
- 150,000
- Purchase rate
- 20.99% p.a.
- Reward points per $ spent
- 1.5
- Annual fee for the first year ($295 p.a. thereafter)
- $199 p.a.
Our verdict
Offers 150,000 bonus Amplify Points and a reduced $199 annual fee in the first year, which goes to $295 after that.
Pros
-
150,000 bonus Amplify Points
-
Discounted $199 first-year annual fee
-
Shopping cashbacks through ShopBack
-
2 complimentary airport lounge passes per year
-
Complimentary overseas travel insurance for up to 6 months
Cons
-
$295 annual fee after the first year
-
3% foreign transaction fee
Details
Product details
Product Name | St.George Amplify Signature |
Purchase rate p.a. | Purchase rate p.a. 20.99% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 21.99% |
Min credit limit | $15,000 |
Max credit limit | $80,000 |
Card type | Visa |
Eligibility
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards
Rewards program | Amplify Rewards |
Bonus points | 150,000 |
Rewards points per $ spent | 1.5 |
Fees
Annual fee | Annual fee $199 first year ($295 after) |
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Cash advance fee | 3% |
Overseas cash advance fee | 3% of each cash advance amount |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |
Your reviews
![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2022/07/AmyBG_Supplied_1000x1000.jpg)
Amy Finder
Editor
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![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2023/10/Sarah-Megginson_2023_600x600.jpg)
Sarah Megginson Finder
February 15, 2024
Hi Jason,
The points transfer to Velocity 2:1. This means that the current bonus of up to 150,000 Amplify Points bonus is equivalent to 75,000 points when transferred to Velocity Frequent Flyer.
Yes, you can get an additional cardholder with a $0 fee.
Hope this helps!
![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
Natalie
November 09, 2023
Is there any list of participating airport lounges around the world?
![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2022/07/AmyBG_Supplied_1000x1000.jpg)
Amy Bradney-George Finder
November 10, 2023
Hi Natalie,
The airport lounge passes are provided through Priority Pass, which has an airport lounge search tool on its website. Finder’s guide to Priority Pass also has examples of lounges around the world. I hope this helps.
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![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
Gill
November 01, 2023
Can the points and all future points get transferred to Velocity frequency flyer ?
Does this card allow me and my wife access to international travel lounge at airports, at no extra cost?
![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2022/07/AmyBG_Supplied_1000x1000.jpg)
Amy Bradney-George Finder
November 03, 2023
Hi Gill,
You can choose to transfer St.George Amplify Points to your Velocity Frequent Flyer account at any time, as long as you have a minimum of 3,000 points available. You also get 2 complimentary Priority Pass lounge passes each year you have the card, which gives you access to more than 1,400+ participating airport lounges around the world. You can also pay for further visits each year, with the costs available through Priority Pass. I hope this helps.
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![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
Amy
September 04, 2023
Amplify credit card with the 150,000 bonus points? Can they be converted to qantas points?
![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2022/07/AmyBG_Supplied_1000x1000.jpg)
Amy Bradney-George Finder
September 04, 2023
Hi Amy,
You can choose between earning Amplify Points or Qantas Points with this card, but the number of points are different and there is a yearly Qantas Rewards fee. Check out Finder’s St.George Amplify Signature Qantas Card Review. And if you choose Amplify Points, you can transfer them to Velocity Frequent Flyer or Singapore Airlines KrisFlyer. I hope this helps.
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![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
Zeph
April 04, 2023
Is there a minimum annual income for this card?
![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2022/07/AmyBG_Supplied_1000x1000.jpg)
Amy Bradney-George Finder
April 05, 2023
Hi Zeph,
There is no specific minimum income requirement listed for this card, but you need to earn a regular, Australian-taxable income that St.George can verify.
Keep in mind that income is only one of the factors used to assess credit card applications. Other key factors include your employment status, assets and savings, existing debt and regular expenses. I hope that helps.
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Jason
January 20, 2024
Hi Amy,
I’m a velocity member. If I take up this offer – are the points transfer to velocity 1:1? Also, can a second card be issued and linked to the account?
Jason