The American Express Rewards Hub

Your ultimate guide to American Express Rewards

Discover the ideal card to suit your lifestyle and needs.

Get started!

Learn how you can get rewarded when you spend with American Express, in both business and day-to-day life.

Getting the most from your Card Rewards

Whether you're a business owner or simply use your card for everyday expenses, it's important to get rewarded for the way you spend.

When you spend with your American Express Card, you can earn Membership Rewards points.

Depending on the Card you hold, you can earn up to 3 points for every $1 spent at major supermarkets and selected restaurants, 2 points per $1 spent on travel and at major petrol stations and 1 point per $1 spent almost everywhere else.

Couple opening a clothing store

You can redeem these points in a variety of ways, including:

  • Gift cards
  • Travel
  • Pay With Points
  • and more!

You can also score early access to tickets for live events. Depending on the specific American Express Card you have, you may also be able to access a range of onsite American Express facilities, such as airport and venue lounges.

The right American Express Card for the right purpose

American Express offers a range of Card choices for two different types of customer -- Business and Personal.

Though they have some similarities in their uses and the rewards that can be earned, they are still distinct from one another.

  • Business Cards are intended for business use, whether by the owner, key admin staff or day-to-day employees to cover work expenses. Rewards earned and inclusions might be used for covering company costs, managing company travel, rewarding staff or entertaining clients.
  • Personal Cards are intended for the everyday consumer for personal expenses. Rewards and inclusions tend to be focused on the individual -- travel, using points for gift cards, covering your Card bill, etc.

Explore a range of American Express Cards

Useful articles and resources about American Express

Compare American Express Credit Cards

Updated regularly
Name
Bonus points
Points per $ spent
Purchase rate p.a.
Annual fee
American Express Explorer Credit Card
American Express Explorer Credit Card image
Membership Rewards
Bonus points
100,000
Points per $ spent
2
Purchase rate p.a.
23.99%
Annual fee
$395
Go to siteMore info
Limited time offer: Get 100,000 Membership Rewards Bonus Points and spend $4,000 on eligible purchases in the first 3 months. Ends 08 April 2025.
American Express Qantas Business Rewards Card
American Express Qantas Business Rewards Card image
Finder Award
Qantas Business Rewards
Bonus points
170,000
Points per $ spent
1.25
Purchase rate p.a.
0%
Annual fee
$450
Go to siteMore info
Limited time offer: Earn 170,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 3 months. ABN holders w/ $75k revenue. Ends 08 April 2025.
American Express Velocity Platinum Card
American Express Velocity Platinum Card image
Velocity Frequent Flyer
Bonus points
100,000
Points per $ spent
1.25
Purchase rate p.a.
23.99%
Annual fee
$440
Go to siteMore info
Limited time offer: Enjoy 100,000 bonus Velocity Points when you spend $3,000 in the first 3 months. Plus, up to 100 bonus Status Credits and up to 2.25 Velocity Points per $1 spent.
loading
Image: @SolStock via Canva.com Image: @Pressmaster via Canva.com Image: @Drazen_ via Canva.com Image: @RossHelen via Canva.com

More guides on Finder

Go to site