The Mutual Visa Credit Card has a competitive purchase rate of 12.49% p.a. and offers up to 55 interest-free days on purchases. It also offers a $0 annual fee for members who have a home loan with The Mutual .
The Mutual Visa Credit Card
Terms and conditions apply
- Balance transfer rate with no balance transfer fee
- 12.49% p.a.
- Purchase rate
- 12.49% p.a.
- Annual fee
- $49 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Get a low, ongoing interest rate on purchases and a competitive annual fee of $49.
Pros
-
A low 12.49% p.a. interest rate on purchases
-
A competitive ongoing annual fee of $49 and no annual fee for members with a home loan with The Mutual
-
Up to 55 days interest-free on purchases when you pay your card's closing balance by the due date on each statement
Cons
-
Charges a 3% foreign transaction fee
Details
Product details
| Product Name | The Mutual Visa Credit Card |
| Balance transfer rate p.a. | 12.49% |
| Balance transfer limit | 100% of available limit |
| Purchase rate p.a. | Purchase rate p.a. 12.49% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 12.49% |
| Min credit limit | $500 |
| Max credit limit | $20,000 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | No |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | Annual fee $49 |
| Minimum monthly repayment | 3% of the closing balance or $25, whichever is greater |
| Late payment fee | $10 |
| Foreign currency conversion fee | Foreign currency conversion fee 3% |
| Additional cardholder fee | $0 |
| Number of additional cardholders | 1 |
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Amy Finder
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