Unity Bank Visa Credit Card
![Unity Bank Visa Card](https://www.finder.com.au/niche-builder/60c83cfb9fe0a.jpg)
- Balance transfer rate for 6 months with no balance transfer fee
- 7.74% p.a.
- Purchase rate for the first 6 months (reverts to 13.49%)
- 7.74% p.a.
- Annual fee for the first year ($60 p.a. thereafter)
- $0 p.a.
- Interest-free on purchases
- Up to 55 days
Summary
Pay a low introductory rate for the first 6 months, followed by a low ongoing rate.
The Unity Bank Visa Credit Card charges a low introductory rate that stays in place for the first 6 months, and it then starts charging a low ongoing rate. If you use this card suitably, you can get up to 55 interest-free days on all purchases. You don’t have to pay any annual fee for the first year, and subsequent years attract a nominal annual fee.
Pros
-
7.74% p.a. for 6 months on purchases and balance transfers
-
$0 first-year annual fee
-
Compatible with Apple Pay, Google Pay and Samsung Pay
Cons
-
Does not include rewards program or complimentary insurance covers
Details
Product details
Product Name | Unity Bank Visa Card |
Balance transfer rate p.a. | 7.74% for 6 months, then 13.49% |
Purchase rate p.a. | Purchase rate p.a. 7.74% for 6 months, then 13.49% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 13.49% |
Min credit limit | $1,000 |
Max credit limit | $30,000 |
Card type | Visa |
Eligibility
Available to temporary residents | No |
Joint application | No |
Rewards
Bonus points | N/A |
Fees
Annual fee | Annual fee $0 first year ($60 after) |
Minimum monthly repayment | 2% of the closing balance or $20, whichever is greater |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Additional cardholder fee | $0 |
Your reviews
Sally Finder
Producer
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