Desexing your cat & dog

Desexing costs can be as much as $500, but there's lots of health benefits, plus pet insurance can help pay for it. 

Policies that cover desexing Compare your options

Key takeaways

  • Desexing dogs and cats prevents unplanned litters and can improve health and behaviour.
  • You should not have to pay more than $500 to have your cat desexed, while dog desexing costs can be as high as $690.
  • Pet insurance can cover desexing if your policy includes routine care.

Bulldog

How much does it cost to desex a dog?

Dog desexing costs between $200 and $500 – but you should typically pay under $300. It's also usually slightly cheaper to get a male dog desexed than a female but costs differ depending on the vet you go to:

  • NSW: RSPCA NSW - $200-$500 (male or female)
  • SA: Dr Ken's Vet Clinic - $120 - $350 (male or female)
  • WA: Hanly Vet - $250 - $510 (male or female)
  • ACT: Melba Vet - $460 - $690 (male or female)

Persian Cat

How much does it cost to desex a cat?

Cat desexing costs around $115 to $300. The exact costs will depend on the vet you go to.

Your local council might subsidise some desexing costs. This is often in conjunction with the National Desexing Network which can help reduce the costs if you can't afford to desex your cat.

  • NSW: RSPCA NSW - $115 - $300 (male or female)
  • SA: C.A.T.S - from $110 (female) $80 (male)
  • WA: Hanly Vet - $120 - $150 (male or female)
  • ACT: Belconnen Animal Hospital - $285 (male) - $495 (female)

Check out pet insurers that cover desexing

Do pet insurance policies cover desexing?

✅ Yes. It's usually available through routine care or with a comprehensive policy. Considering that a pet insurance policy costs around $60 a month and desexing can be as much as $500, it's worth considering.

These pet insurance policies can all cover desexing your dog or cat.

Pet insurersHow to get coverWhat it coversApply
Medibank logoAs an add on (routine care)Receive a $115 annual benefit. This includes $50 for desexing or another service/treatment available.Get quote
Everyday InsuranceAs an add on (routine care)Receive a $50 annual benefit to go towards desexing or another service/treatment available.Get quote
Pet insurance australia logoAs an add on (routine care)Receive up to $95 in annual benefits. This includes $50 to go towards desexing or another service/treatment available.Get quote
Kogan Pet Insurance logoAs an add on (routine expenses)Receive a $120 annual benefit. This includes $80 to go towards desexing or another service/treatment available.Get quote
RSPCA pet insuranceAs an add on (routine care)Receive a $50 annual benefit to go towards desexing or one other service/treatment available.Get quote
Guardian Pet Insurance LogoAs an add on (routine care)Receive a $80 annual benefit to go towards desexing or other services/treatments available.Get quote
Australian seniors logoAs an add on (routine care)Receive a $80 annual benefit to go towards desexing or other services/treatments available.More info
Bow Wow Meow logoAs an add on (routine care)Receive a $50 annual benefit to go towards desexing or other treatments available. Plus, another $95 for other treatments.More info
Guide dogs logoAs an add on (routine care)Receive up to $80 annually to go towards desexing or other services/treatments available.More info
Prime pet insurance logoAs an add on (routine care)Receive a $80 annual benefit to go towards desexing or other services/treatments available.More info

Why compare pet insurance with Finder?

  • You pay the same price as buying directly from the pet insurer.

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  • We've reviewed over 35 policies on the market, so you don't have to.

Getting low cost desexing for your dog or cat

If you can't afford to pay for desexing, you can get financial help through the National Desexing Network (NDN). It's an Australia-wide referral system made available to pet owners in financial need, like concession card holders. They have a really helpful directory that lets you find a vet near you and a breakdown of costs — just remember it's not open to everyone.

Female dog

Benefits of Female Desexing

  • Reduces the risk of mammary tumours
  • Eliminates the risk of ovarian tumours
  • Eliminates the risk of pyometra (an infection of the uterus)
  • Won't attract male dogs or cats to your home while on heat
  • Won't suffer the physical injuries, exhaustion and possible infection from having litters
Male dog

Benefits of Male Desexing

  • Eliminates testicular cancer risk
  • Reduces perianal tumours risk
  • Reduces prostatic diseases risk
  • Less likely to spray urine to mark its territory and attract mates
The vet

Other benefits

  • They're less likely to wander or get hit by a car while trying to find a mate
  • It's usually cheaper to register a desexed cat or dog with the council
  • Less aggressive and anti-social behaviour
  • Can be more affectionate and calm

Is desexing mandatory for cats and dogs?

Animal management legislation is a state issue in Australia so there are different rules depending on where you live in. Some councils also make desexing a compulsory part of animal registration.

State/TerritoryMandatory Desexing Legislation
ACTYes. It's an offence to own an undesexed dog over 6 months old or an undesexed cat over 3 months old, unless you have a permit.
NSWNo
NTNo
QLDNo
SAYes. It's an offence to own an undesexed dog or cat over 6 months old, with limited exemptions.
TASYes for cats (over 6 months)

No for dogs

VICNo
WAYes for cats (over 6 months)

No for dogs

Is pet insurance right for me?

Questions you've asked on desexing, answered ✅

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Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

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Francesca Guerrera was a Publisher at Finder, helping Aussies find the best deals when it comes to getting pet insurance for their fur babies or taking out life insurance. She has a Bachelor of Communications in Journalism from the University of New South Wales. See full bio

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4 Responses

    Default Gravatar
    ChelsDecember 30, 2023

    I have a 12 month old female dog I need desexed asap but I’m a single parent on a pension is there anywhere in adelaide that does discounted desexing

      AvatarFinder
      SarahJanuary 10, 2024Finder

      Hi Chels, Try the National Desexing Network (NDN) – they are an Australia-wide referral system giving pet owners in financial need access to low-cost desexing.

    Default Gravatar
    KrystelMay 21, 2019

    I would like to find out an estimated cost of how much it would cost me to get my 1 year old kitten desexed and micro chipped please?

      Default Gravatar
      NikkiMay 22, 2019

      Hey Krystel,

      Thanks for your inquiry! According to our page, it costs around $115 to have a male cat desexed and around $300 to have a female cat desexed, according to the RSPCA. Note that many councils will charge more to register an undesexed cat. The registration costs could be as much as four times the cost of registering a desexed cat.

      In July every year, vet clinics in Australia reduce their desexing fees to encourage more pet owners to do this procedure. The National Desexing Network (NDN) is a charity that aims to end pet overpopulation by making it more affordable for pet owners in financial need to have their animals desexed. You can visit the NBN website to see where the nearest vet clinic is that offers this service. Please note that year-round fee reduction is only available to pet owners who genuinely need it.

      Regarding microchipping, we don’t have information on this yet but one way to prevent paying for microchipping your cat is to get pet insurance. Insurers like Australian Pet Insurance covers desexing and microchipping.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      With care,
      Nikki

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