Finder’s 2025 Financial Fitness Challenge is here!
Take the challenge for 2025 to sort out your household bills and save $13,722* over 1 year.
Finder's New Year Financial Fitness Challenge is here to help you crush your money goals!
The rising cost of living continues to hurt our financial wellbeing, with Finder research showing nearly half (48%) are living pay cheque to pay cheque, while 78% of us are stressed with our current financial situation.
Why do Finder's FREE 2025 Financial Fitness Challenge?
It's quick – each module will only take you about 10 minutes to complete.
It's free – there's no cost to you, and no obligations to sign up for anything.
It's easy – you'll complete just 8 short modules, covering areas like budgeting, credit cards, insurance, home loans and more!
It's putting money back in your pocket – each module represents a chance to save you money.
Hey there! To get the most from the Financial Fitness Challenge you need to be a Finder member. It's free and easy to sign up, so do it now!
How much could you save by taking the challenge?
The average renter could save potentially $3,810* over a year, while the average homeowner could put a whopping $13,722* back in their pockets each year.
That could cover your next family holiday; create a rainy day fund; go towards the purchase of a car; or help you reach any of your other financial goals.
* Based on total average savings calculations from each of the modules by comparing the average price with the cheapest options on the market:
Mobile phone: $156 saving per year based on average mobile plan of $51 per month compared to the average cost of month-to-month mobile plans on Finder.
Credit cards: $600 saving per year based on average monthly credit card spend of $2,508, and Finder's Points to Dollar calculator for Qantas Frequent Flyer.
Savings: $1,094 saving per year based on average savings of $35,166, comparing average interest rate of 2.5% p.a. and top rate of 5.5% p.a. over 1 year.
Home loans: $8,857 saving per year based on the average home loan of $626,052, the average variable interest rate in Finder's database of 7.48%, compared to the lowest variable rate on Finder of 5.94%, paying principal and interest.
Energy: $660 saving per year based on a 12-month energy saving calculation taking the average of the most expensive single rate electricity plans estimates across each state per quarter, compared to the average quarterly bill from Finder's Consumer Sentiment Tracker.
Broadband: $277 per year saving based on the average spend of $912 per year compared to the cheapest of $648 per year (NBN fixed line).
Car insurance: $496 saving per year based on the average cost of comprehensive car insurance of $1,358 and the lowest average policy of $862 across 33 policies.
Home insurance: $1,055 saving per year based on building value of $873,736, contents of $100,000, comparing the average home insurance cost $181 per month compared to the cheapest average across each state of $93 per month.
Health insurance: $683 saving per year based on comparing average gold hospital premium of $219.35 per month and lowest gold hospital premium of $162.44 per month.
I don’t need to make any changes to any of my insurances at this point in time.
I know when each is due for renewal and I always compare each policy before it is due. If a better deal can be had we change, I hate so called rewards programs, it’s a subversive way to keep customers.
AmyMarch 17, 2024
It will be good to get groceries
EugineMarch 17, 2024
What’s the best phone plan deal for someone who is unemployed?
Best phone plan deal for someone who is unemployed
Finder
MariamMarch 26, 2024Finder
Hi Eugine, you can check out our guide to cheap mobile plans https://www.finder.com.au/mobile-plans/cheap-mobile-plans to get started. There are plenty of options available for under $20. However, it’s always best to sign up to a plan that matches your data needs. Hope this helps!
NathanMarch 4, 2024
Best qantas points credit card
Finder
SarahMarch 6, 2024Finder
Hi Nathan, you can review some of the current Qantas offers here. You can select Qantas from the filter menu if you’d prefer to review only Qantas options.
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I don’t need to make any changes to any of my insurances at this point in time.
I know when each is due for renewal and I always compare each policy before it is due. If a better deal can be had we change, I hate so called rewards programs, it’s a subversive way to keep customers.
It will be good to get groceries
What’s the best phone plan deal for someone who is unemployed?
Hi Eugine, the best phone plan will vary depending on your needs. Have a look at our guide for phone plans under $20: https://www.finder.com.au/mobile-plans/cheap-mobile-plans. Other long expiry plans are also a good option: https://www.finder.com.au/mobile-plans/prepaid-plans/best-long-expiry-prepaid-plans. Hope this helps!
Best phone plan deal for someone who is unemployed
Hi Eugine, you can check out our guide to cheap mobile plans https://www.finder.com.au/mobile-plans/cheap-mobile-plans to get started. There are plenty of options available for under $20. However, it’s always best to sign up to a plan that matches your data needs. Hope this helps!
Best qantas points credit card
Hi Nathan, you can review some of the current Qantas offers here. You can select Qantas from the filter menu if you’d prefer to review only Qantas options.