When we asked Australians for their opinions about their credit card provider, ING came in first place overall, scoring 4.48/5 for overall satisfaction. Of the 45 people surveyed, 95% said they would recommend ING as a credit card provider. ING offers 2 credit cards: a low rate card with a $0 annual fee and a platinum card that offers cashback.
Bendigo Bank ranked in second place for credit card customer satisfaction, gaining an overall score of 4.48/5. Of the 46 people surveyed, 89% of people said they would recommend Bendigo Bank. It received the same customer satisfaction score as winner ING, and the tie was broken based on the recommendation score. Bendigo offers 6 credit cards for both personal and business use, including 2 that directly earn Qantas Points.
Coles ranked in third place, with an overall satisfaction score of 4.13/5. Of the 49 people surveyed, 81% said they would recommend Coles as a credit card provider. Coles offers 3 credit cards, with a choice of low rate, rewards and no annual fee. All of them offer Flybuys.
Finder worked with leading insights company Dynata to survey over 30,000 Australians across almost 200 categories for our Customer Satisfaction Awards program.
They're comprehensive
We asked 1,082 Australians to rate their credit card providers based on 5 factors including whether they would recommend it to a friend.
They're independent
Some winners may be partners but this never influences our decisions. All winners are based on a clear methodology and must meet our editorial standards.
Ratings methodology
The Finder Customer Satisfaction Awards recognise Australia's favourite brands across a huge number of categories. We survey thousands of real Australians to understand how they feel about their recent product purchases to help you make a decision about what product to get. It's an independent awards program calculated by our data and insights team. Commercial partnerships do not influence the results in any way.
Consumers were asked to review a range of brands they used recently.
The recency period for credit card provider ratings was the last 2 years.
We got a minimum of 45 responses for each credit card provider. We asked a total of 1,082 customers.
Respondents were asked whether they would recommend each brand to a friend. This result was scored out of five as a percentage. For example, if 80% of respondents said they would recommend a brand, it received a score of 4 out of 5.
Customers were also asked how they would rate each provider on a scale between 1 and 5 and in terms of:
Features and benefits
Customer service
Ease of application
Fees and interest rate
The final brand score is an average of all of these individual ratings.
Disclaimer: While we endeavour to assess the majority of product providers in the market, this is not always possible and it may be that not every product or brand in the market was included for judging.
Alanna Glenn was the lead publisher for money at Finder. She has an Honours Bachelor of Commerce from McMaster University in Ontario, Canada and likes to get into the nitty gritty of all things financial and legal. See full bio
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Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
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Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
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