The Finder Banking Awards 2024 celebrate Australia's best transaction, savings and term deposit accounts. Using 12 months' worth of data, Finder's experts have analysed the rates, fees and offer details for every account in our database – that's hundreds of accounts! Check out the winners for the best banking products below.
The Great Southern Bank Home Saver Account has consistently had one of the highest rates in the market over the past 12 months, and currently offers up to 5.25% p.a.
Highly commended
The Great Southern Bank Goal Saver Account (18-24 year olds only) lets young savers grow their wealth with a competitive rate and monthly deposit conditions that are easy to meet.
Highly commended
The Australian Mutual Bank Young Saver account offers kids aged 12 to 17 a very strong interest rate on their savings with no strings attached.
Highly commended
The Macquarie Transaction Account has no account keeping fees, no international ATM fees and pays a refund on any local ATM fees charged. However what really makes this account unique is that it pays a high interest rate of 2.75% p.a., with no conditions to meet and complete access to your money.
Highly commended
The HSBC Everyday Global Account has no account keeping fees, no international transaction fees and access to free ATMs around the world. However what really makes this account a great travel option is that you can hold up to 10 different currencies in the one account. This allows you to top up on a particular currency while the exchange rate is good, then spend in that local currency while you're overseas.
Highly commended
The Judo Bank 12-month term deposit has offered one of the highest rates in the market consistently. Currently you can earn 5% on a 12-month term with this account. You can open this term deposit with a low minimum balance of just $1000, and there's also a 0.10% p.a. loyalty bonus available if you roll over your term.
Highly commended
Our banking award winners are based on 200+ hours of research by our expert authors and insights team.
We researched 200+ banking products including transaction accounts, savings accounts and term deposits.
Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and must meet editorial standards.
We've published 100+ guides and our in-house experts regularly appear on Sunrise, 7News and SBS News.
Our team of expert analysts use an objective rating system to determine our award winners.
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