Recognising Australia's most forward-thinking businesses.
Now in its ninth year, the Finder Innovation Awards is an annual celebration of the individuals, teams, and brands who go above and beyond the status quo. We give props to those who continue to evolve their businesses to meet and exceed the ever-changing needs of Australian consumers.
It takes courage to be innovative, which is why we're excited to crown this year's winners. Congratulations to the following brands for taking home gold in their respective categories.
What's special about a Finder Award?
Money can't buy Money can't buy love… or a Finder Award. Why? We believe the brands with the best offers, not the biggest budgets should be able to use the Finder Awards medal.
One winner It's hard to win a Finder Award as we only recognise one winner per category. That means you can trust the winning product is the best of the best for that particular category.
Independent Finder is totally independent, meaning the Awards are unbiased and objective. We established the Finder Awards to help people around the world easily identify the best products and brands and conduct research independent of any commercial agreements.
Did you know? 72% of Australians trust awards programs more when brands don't have to pay to use the awards badge. That's why Finder doesn't charge brands to supply a submission or to utilise the Finder Awards badge in their marketing.
Innovation Awards Winners
AI Innovation - Fundo
AI tech has evolved significantly over the last few years, with huge impact across a range of industries. This year's AI Innovation award winner, Fundo Loans, is using AI to revolutionise the lending experience. Congratulations to Fundo for transforming the lending experience by making financial solutions faster and smarter.
Finalists
App Innovation - Tyro
No hardware? No problem. This year's App Innovation award winner is taking remote payments to the next level. Tyro's BYO payments feature is the first product in Australia leveraging Tap to Pay on iPhone. BYO is a simple and secure way for merchants to accept payments on the go using their iPhone app. Way to go, Tyro!
Finalist
Appliance Innovation - JURA
Congratulations to JURA for winning the Appliance Innovation category. JURA's latest J8 model of their fully automated coffee machine is stacked with innovative features that make it well-deserving of the award. Clever features include its Sweet Foam function, one-touch milk system cleaning function and the ability to simultaneously brew two coffees at once.
Finalist
B2B Innovation - Revolut
The B2B Innovation category received the most number of entries this year, but Revolut stood out from the crowd, taking home gold for its business app. The Revolut business app is designed for businesses of all sizes – rapidly improving how start-ups, scale-ups, and enterprises accept and make payments, control spending, and empower their teams.
Finalists
Banking and Payments Innovation - Tyro
The judges were so impressed with Tyro's entry it won not one but two Finder Innovation awards this year. Congratulations, Tyro, for also taking home gold in the Banking & Payments Innovation category.
Finalists
Beauty Product Innovation - ghd
Congratulations to ghd for winning the Beauty Product Innovation award for its Chronos styling tool. The Chronos is a professional high definition styler that creates results that last 24hrs. And our judges loved it.
Finalists
Digital Assets & Web3 Innovation - Swyftx
Congratulations to Swyftx for winning this year's Digital Assets & Web3 Innovation Award! Swyftx launched a scam prevention pilot program which offered a financial reward to customers for completing a course on scam awareness and enabling two factor authentication (2FA) on their accounts. Being paid to beat scammers is definitely deserving of an award in our books.
Finalists
Innovation Champion - Leigh Sherry, Wini Health
Leigh Sherry from Wini Health has been crowned this year's Innovation Champion. Congratulations! Previously shortlisted for the same award in 2023, Leigh won this year's award for her relentless appetite to challenge the way the health industry approaches mature-age health and wellness.
Finalist
Insurance Innovation - ROLLiN' Insurance
ROLLiN' knocked it out of the park this year earning the top gong in the Insurance Innovation category. Its Safe 'n Save feature gives customers a potential discount off their monthly policy based on how they and their Listed Drivers score on safe driving. The judges thought it was one of the best uses of innovative technology they've seen in the insurance industry.
Finalists
Investment Innovation - Raiz Invest
Congratulations to Raiz for winning this year's Investment Innovation Award! Raiz Invest Plus Portfolio gives people the ability to build fully customisable portfolios from a selection of ETFs, single ASX-listed stocks, Bitcoin, and Australian residential property—all with fractional exposure and no brokerage costs, and with a minimum investment of just $5. Well done Raiz for lowering the barrier to entry for Aussies to start investing.
Finalists
Lending Innovation - Jacaranda Finance
Just because you've been good with money lately, it doesn't necessarily mean you have a strong credit score. This year's Lending Innovation winner is helping people get access to loans by taking a holistic view of a person's financial profile. Congratulations, Jacaranda Finance.
Finalists
Mattress Innovation - Koala
Koala know a thing or two about building comfortable and thoughtfully designed furniture so it's no surprise they've won Finder's inaugural Mattress Innovation award category. Koala's Plus Mattress is their most advanced sleep solution and was designed in Sydney to meet Australia's unique climate challenges. It's stacked with features including 8cm Kloudcell Cooling Gel Comfort, a seasonal topper and 5-zone support for advanced ergonomic support.
Finalist
Most Innovative Team - desk.coach
Desk.coach is no stranger to innovation, having previously been shortlisted for a Finder Innovation Award in 2023. This year desk.coach impressed the judges with its latest feature that uses nudge technology to empower customers to prioritise their health throughout the working day.
Finalists
Online Customer Service Innovation - Bare
Congratulations to Bare for taking home gold in the Online Customer Service Innovation category. Bare's mission is to change the way Australians say goodbye and make one of the hardest times of life a little bit easier. The judges applauded Bare for building a digital next of kin platform that centralises all funeral arrangements in one simple place. Their customer-centric platform demonstrates their unwavering commitment to providing incredible customer support and personalised services.
Finalists
Retail Product Innovation - Glow Dreaming
Congratulations to Glow Dreaming for winning this year's Retail Product Innovation award with the launch of its latest model of the Glow Sleep Easy. Their sleep-aid for kids and adults is not only an Australian-first but a world-first in its engineering of sound delivery and smart app integration.
Finalists
Social Impact Innovation - G&C Mutual Bank
Essential workers like nurses, ambulance paramedics and police officers are often unsung heroes keeping us safe. This year's Social Impact Innovation award winner G&C Mutual Bank is recognising our heroes by supporting their journeys home ownership. The Essential Worker Home Loan (EWHL) comes with a bunch of cost-saving features like a 100% offset account and a low interest rate for up to 95% LVR. Well done, team G&C.
Finalist
Tech Innovation - Amber Electric
Tech innovations can come from any industry and this year's winner is doing important work to help combat climate change. Amber Electric impressed the judges with Australia's first residential Vehicle-To-Grid (V2G) technology, optimised for real-time pricing. The judges noted the tech behind this innovation is incredibly novel and has the potential to be disruptive with the rise of EVs. Congratulations to Amber Electric!
Finalists
Telco Innovation - More and CommBank
Congratulations to More for winning this year's Telco Innovation award. Their partnership with Commbank gives customers access to more account and usage info via the CommBank app. Not only that, but Commbank Yello customers enjoy access to exclusive, personalised discounts on More NBN and mobile plans. With sky-high cost of living, the More and CommBank Yello integration is well positioned to help Aussies save in a convenient way.
Finalists
Travel Innovation - Travel Money Oz
With so much to remember ahead of an overseas holiday, having cash in the local currency is often left to the last minute. This leaves us with few (and often expensive) options. Travel Money Oz's latest innovation is changing this experience with their same day delivery and click and collect services for foreign cash. The judges commended Travel Money Oz for creating a travel innovation that saves people time and stress.
Finalists
Entry guide and scoring
How we choose the winners and finalists A judging panel of Finder experts review and score the submissions based on the entry criteria for each category. View the entry and scoring guidelines for more information.
Looking for more information?
If you have questions or want to find out more about the Finder Innovation Awards, then please get in touch with the Finder Awards team via awards@finder.com.
Explore our past Finder Innovation Awards winners:
Best B2B innovation
Winner: Hnry
Highly Commended: Trace
Highly Commended: Brighte
Best banking and payments innovation
Winner: RelayPay
Highly Commended: HSBC
Highly Commended: Backpocket
Best innovation in digital currencies & Web3
Winner: Coinbase
Highly Commended: RelayPay
Best insurance innovation
Winner: Flip
Highly Commended: Honey Insurance
Highly Commended: Butter Insurance
Best investment innovation
Winner: Blossom
Highly Commended: CommSec
Highly Commended: Verve Money
Best lending innovation
Winner: Bridgit
Highly Commended: Fifopay
Highly Commended: Harmoney
Best online customer service
Winner: Home-in
Highly Commended: updoc
Highly Commended: Aussie Broadband
Best retail innovation
Winner: Dropshipzone
Highly Commended: Preezie
Highly Commended: Gift Flick
Best retail product innovation
Winner: Airgarden
Highly Commended: Emma
Highly Commended: Pipet
Best social impact innovation
Winner: Verve
Highly Commended: Brighte
Highly Commended: EarlyWork
Best tech innovation
Winner: ahm
Highly Commended: Nokia
Highly Commended: Home-in
Best mobile phone and broadband innovation
Winner: Superloop
Highly Commended: Boost Mobile
Highly Commended: Launtel
Digital disruptor of the year
Winner: Hnry
Highly Commended: ahm
Highly Commended: Freely
Innovation champion
Winner: Amber for Batteries
Highly Commended: HSBC
Highly Commended: Desk.coach
Most innovative team
Winner: updoc
Highly Commended: Earlywork
Highly Commended: CommSec
Best Automotive innovation
Winner: Touring Essentials Cup Holder
Highly Commended: FONZ urban micro-factory
Best B2B innovation
Winner: Hnry
Highly Commended: utecture
Highly Commended: Otivo
Best Banking innovation
Winner: Square loans
Highly Commended: Heartland Finance
Highly Commended: Home-in
Best Energy innovation
Winner: Enosi
Highly Commended: Plenti
Highly Commended: Telstra
Best Innovation in Digital Currencies
Winner: Zerocap
Highly Commended: BetaCarbon
Highly Commended: Coinstash DeFi Connector
Best Insurance innovation
Winner: Honey Insurance
Highly Commended: Fast Cover Travel Insurance
Highly Commended: ahm
Best Insurtech innovation
Winner: KOBA Insurance
Highly Commended: Honey Insurance
Highly Commended: Flip Insurance
Best Investment innovation
Winner: BetaCarbon
Highly Commended: Rush Gold
Highly Commended: Selfwealth
Highly Commended: Cache Investment Management
Best Lending innovation
Winner: Bridgit
Highly Commended: MONEYME
Highly Commended: Unloan
Best Online Customer Service innovation
Winner: Aussie Broadband
Highly Commended: Optus
Best Payment innovation
Winner: Instant
Highly Commended: Cape
Highly Commended: Crypto.com
Best Retail innovation
Winner: MILKRUN
Highly Commended: Lovehoney
Highly Commended: BetaCarbon
Best Retail Product innovation
Winner: Zero Co
Highly Commended: BioInnovate
Highly Commended: Biologi
Best Social Impact innovation
Winner: Updoc
Highly Commended: WLTH
Highly Commended: Eva
Best Solar innovation
Winner: RayGen
Highly Commended: Solstice AI
Best Tech innovation
Winner: Pixelcase Group
Highly Commended: gift flick
Highly Commended: MONEYME
Best Telco innovation
Winner: Aussie Broadband
Highly Commended: Optus
Highly Commended: Activ8me
Best Travel innovation
Winner: Fast Cover Travel Insurance
Highly Commended: Klook
Highly Commended: Monarc Global
Digital Disruptor of the Year
Winner: MONEYME
Highly Commended: Rushgold
Highly Commended: MILKRUN
Highly Commended: Hnry
Most Innovative Person
Winner: Ross Macdougald - The BioVerse Group
Highly Commended: Andrew French
Highly Commended: Ryan Edwards-Pritchard
Most Innovative Team
Winner: The BioVerse Group
Highly Commended: Mirvac
Highly Commended: felix mobile
Best Automotive innovation
Winner: Car Next Door
DingGo
Loopit
Summon
Best B2B innovation
Winner: Propell
humm group
LegalVision
Wilbur
Best Banking innovation
Winner: Tic:Toc
Athena Home Loans
Nano Home Loans
Rush Gold
Best Buy Now, Pay Later innovation
Winner: Zip Co
Beforepay
bundll
humm group
Best Energy innovation
Winner: Powerpal
EnergyAustralia
Everyday Rewards
Sunpower Renewables
Best Innovation in Digital Currencies
Winner: Binance Australia
Labrys
RelayPay
Best Insurance innovation
Winner: Fast Cover Travel Insurance
NobleOak Life
Pet Insurance Australia
Stella Insurance
Best Insurtech innovation
Winner: Upcover
Fast Cover Travel Insurance
handdii
Wilbur
Best Investment innovation
Winner: Interactive Brokers
QSuper
Raiz Invest
Spaceship
Best Lending innovation
Winner: 86 400
Athena Home Loans
Nano Home Loans
Nimble
Best Online Customer Service innovation
Winner: Aussie Broadband
Blueberry Markets
felix Mobile
TAXIBOX
Best Payment innovation
Winner: DiviPay
MediPass
Rush Gold
Wise
Best Retail innovation
Winner: eStore Logistics
PokitPal
Shippit
Summon
Best Retail product innovation
Winner: Zega Intelligent Cookware
Dyson
Oral-B
SIPP Instant
Best Social Impact innovation
Winner: Sunpower Renewables
Coles Group Ltd
HoMie
Our Ark Mutual Limited
Best Solar innovation
Winner: Pylon
Energy Locals & Energy Trade
Sendle
Sunpower Renewables
Best Streaming innovation
Winner: 10 Play
BINGE
Best Supermarket innovation
Winner: Coles
Romeo's Retail Group
Woolworths
Best Tech innovation
Winner: Kablamo
Dyson
Fast Cover Travel Insurance
HungryHungry
Best Telco innovation
Winner: Better Life Mobile
Belong
felix Mobile
Optus
Best Transport innovation
Winner: Muval
Car Next Door
Zoomo
Best Travel innovation
Winner: Fast Cover Travel Insurance
Klook ANZ
Skyscanner
Digital Disruptor of the Year
Winner: Rush Gold
Nano Home Loans
Tic:Toc
Bare Cremation
Most Innovative Business Response to COVID-19
Winner: HungryHungry
Finalist: Fast Cover Travel Insurance
Finalist: Coles Group
Finalist: Klook ANZ
Most Innovative Partnership
Winner: PokitPal + Visa
Athena Home Loans + PwC
Kablamo + DELWP
Rush Gold + EML Payments
Most Innovative Person
Winner: Mina Radhakrishnan: Different
Brooke Myers, Fast Cover Travel Insurance
Ivan Tchourilov, OMG (Openmarkets Group)
Most Innovative Team
Winner: AGL Australia
Fast Cover Travel Insurance
Nano Home Loans
SocietyOne
Best Retail innovation
Winner: Shippit
Gift Card Store
esdesk
Best Tech innovation
Winner: Power Lines Pro
Immediation
Activ8me
Best Travel innovation
Winner: TransferWise
Fast Cover Travel Insurance
RedBalloon
Tourism Australia
DiDi
Most Innovative Team
Winner: AGL Energy:Emerging Products Team
TransferWise
MyState Bank
Most Innovative Person
Winner: Jodi Stanton, SendGold
Daniel Edge - Compeat Nutrition
Yard - Toni Mladenova
Best Online Customer Service
Winner: THE ICONIC
Tic:Toc
Up Bank
Blueberry Markets
Best Banking innovation
Winner: TransferWise
86 400
QuickaPay
Best Telco innovation
Winner: Better Life Mobile
Activ8me
Superloop
Digital Disruptor of the Year
Winner: Up
MyState Bank
THE ICONIC
Vamp
Best Insurance innovation
Winner: Fast Cover Travel Insurance
Poncho Insurance
Upcover
Claim Central Consolidated
Best B2B innovation
Winner: Sendle
Tic:Toc
Ofload
Xero
Best Investment innovation
Winner: SendGold
Stockspot
eToro Australia
Best Tech innovation
Winner: Up Bank
Look Who's Charging
Kayo Sports
Best Shopping innovation
Winner: i=Change
Shippit
Sweep
Most Innovative Team/Person
Winner: Shahirah Gardner - Finch
Fastcover
Spriggy
Sendle
Best Online Customer Service
Winner: The ICONIC
Evari
Fastcover
Bingle
Kayo Sports
Best Personal Finance App
Winner: Spriggy
WISR
Up Bank
Frollo
Best Travel innovation
Winner: Flight Centre Exclusives (Ignite Travel)
Latitude 28 Degrees - Flight Delay Pass
RACV
Best Banking innovation
Winner: Up Bank
CUA
Tyro
Q Pay
P&N Bank
Best Telco innovation
Winner: Superloop Home Broadband
Southern Phone Company
Vodafone - Regional Coverage Hub
Aussie Broadband
Best Property innovation
Winner: Orbmaps & Landfinder
Commonwealth Bank
Parkhound
Digital Disruptor of the Year
Winner: Up Bank
Athena
Stake
BrickX
Best Green Innovation
Winner: UBank
4 Pines & Smart Commercial Solar
Sheridan
Best Insurance innovation
Winner: Evari
Bingle
FloodMapp
Best Online Shopping innovation
Winner: HelloCars
Highly Commended: afterpay
Finalist: Shippit & Cue
Finalist: Coles
Finalist: Catch.com.au
Best Banking innovation
Winner: New Payments Platform
Finalist: Brighte
Finalist: Tyro
Finalist: iM CUA
Finalist: DEFT
Finalist: Proviso
Best Travel innovation
Winner: Skyscanner
Finalist: flybuys travel
Finalist: travello
Finalist: Leezair
Finalist: HSBC Everyday Account
Best Tech innovation
Winner: Tic:Toc
Finalist: flybuys
Finalist: Huddle
Finalist: BeemIt
Finalist: Raiz
Best Personal Finance App
Winner: Finch
Highly Commended: Pocketbook
Finalist: GROW
Finalist: Stockspot
Finalist: Qantas App
Best Online Customer Service
Winner: iM CUA
Highly Commended: LegalVision
Finalist: Office Hub
Finalist: Ratesetter
Finalist: Hotels Combined
Most Innovative Team/Person
Winner: Afterpay
Finalist: CUA
Finalist: Macquarie Ninjas
Finalist: TAL Incubator
Finalist: Tic:Toc
Best Personal Finance App
Winner: Acorns
Finalist: Invoice2go
Finalist: Pocketbook
Finalist: Macquarie Bank
Finalist: Spriggy
Best Online Shopping Innovation
Winner: Shippit
Finalist: ZipMoney
Finalist: Designbx
Finalist: ShowPo
Finalist: TDE
Best Online Customer Service
Winner: Ubank
Finalist: Teachers Mutual Bank
Finalist: Lovehoney
Finalist: Fast Cover
Finalist: Budget Direct
Best Travel Innovation
Winner: Fast Cover
Finalist: GoGet
Finalist: Good to Go
Finalist: Professionals Travel Cover
Finalist: Leezair
Best Tech Innovation
Winner: Qoctor
Finalist: Spriggy
Finalist: Optus Loop
Finalist: Gobbill
Finalist: Brickx
Best Banking Innovation
Winner: Spriggy
Finalist: AMP Bett3r Account
Finalist: Macquarie Bank
Finalist: OnTrack
Finalist: Tic:Toc
Most Innovative Team/Person
Winner: Rivva (Spriggy) - Mario Hasanakos and Alex Badran, Founders
Finalist: CreditorWatch – Dale Hurley, Director of Innovation
Finalist: Mobiddiction – Team
Finalist: Pocketbook – Alvin Singh, CEO
Finalist: Travel with Jane – Team
Best Telco Customer Service innovation
Winner: amaysim
Finalist: Optus
Finalist: OVO Mobile
Finalist: Vaya, Vaya Price Beat Guarantee
Best Tech innovation
Winner: Acorns Grow Australia
Finalist: CommBank
Finalist: Macquarie Bank
Finalist: Cash by Optus
Best Mobile Payments Service
Winner: Optus, Cash by Optus
Finalist: Android, Android Pay
Finalist: Apple, Apple Pay
Finalist: Samsung, Samsung Pay
Best Internet Banking
Winner: CommBank, NetBank
Finalist: ING, ING Direct
Finalist: Travel Money, Key to the World Digital Travel Wallet
Finalist: Beyond Bank, Beyond Financial Manager
Finalist:Macquarie Bank, Macquarie Bank Digital Banking
Best Personal Finance App
Winner: Pocketbook Australia, Pocketbook App
Finalist: Acorns Grow Australia, Acorns App
Finalist: American Express, AMEX AU App
Finalist: CommBank, CommBank App
Best Online Customer Service
Winner: Optus
Finalist: amaysim
Finalist: Fast Cover Travel Insurance
Finalist: loans.com.au
Most Innovative Person/Team
Winner: Rebecca James, Chief Marketing Officer at ME
Finalist: CoverMore
Finalist: Optus
Finalist: Smarter Property
Gold Innovation Award
Winner: CommBank
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