Points Finder | Your guide to frequent flyer points, points transfers and more

Earn more frequent flyer points and spend them better.

Australia's two biggest frequent flyer programs (Qantas and Velocity) have over 26.2 million members. But many Australians waste their points or (shudder) let them expire. Finder can help you make the most of your points to score the best free flights and other great benefits.

Our Points Finder experts know every trick in the book, and we're here to share those tips and tricks with you to help maximise your rewards and savings.

Frequent flyer credit card offers

Credit card sign-up bonuses are one of the fastest ways to earn a lot of points, with up to 150,000 bonus points on offer right now. Make sure you compare cards to find the one that's right for you.

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Name Bonus points Points per $ spent Purchase rate p.a. Annual fee
NAB Rewards Platinum Card – Velocity Points
NAB Rewards Platinum Card – Velocity Points image
Velocity Frequent Flyer
Bonus points
80,000
Points per $ spent
1
Purchase rate p.a.
20.99%
Annual fee
$95 first year ($195 after)
Go to siteMore Info
Get up to 80,000 bonus Velocity Points: 60,000 points when you spend $1,000 in the first 60 days and 20,000 after 12 months.
Qantas American Express Ultimate Card
Qantas American Express Ultimate Card image
Qantas Frequent Flyer
Bonus points
50,000
Points per $ spent
1.25
Purchase rate p.a.
23.99%
Annual fee
$450
Go to siteMore Info
Get a yearly $450 Travel Credit and 50,000 bonus Qantas Points when you spend $3,000 on eligible purchases in the first 3 months.
Westpac Altitude Qantas Black
Westpac Altitude Qantas Black image
Qantas Frequent Flyer
Bonus points
120,000
Points per $ spent
0.75
Purchase rate p.a.
20.99%
Annual fee
$370
Go to siteMore Info
Up to 120,000 bonus Qantas Points (90,000 points in year 1 when you spend $6,000 in the first 120 days & 30,000 points after the first spend in year 2).
American Express Qantas Business Rewards Card
American Express Qantas Business Rewards Card image
Qantas Business Rewards
Bonus points
130,000
Points per $ spent
1.25
Purchase rate p.a.
0%
Annual fee
$450
Go to siteMore Info
(ABN holders w/ $75k revenue). Earn 130,000 bonus Qantas Points when you spend $3,000 on eligible purchases in the first 2 months.
ANZ Qantas Business Rewards
ANZ Qantas Business Rewards image
Qantas Business Rewards
Bonus points
130,000
Points per $ spent
0.75
Purchase rate p.a.
20.24%
Annual fee
$375
Go to siteMore Info
ABN holders w/ $75k revenue. Get 130,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 3 months. Plus, a fast-track to Qantas Business Rewards Level 2.
Qantas Premier Everyday
Qantas Premier Everyday image
Qantas Frequent Flyer
Bonus points
8,000
Points per $ spent
0.75
Purchase rate p.a.
20.99%
Annual fee
$99
Go to siteMore Info
Get 2 bonus Qantas Points per $1 spent on eligible purchases in the first 4 months (up to 8,000 points), plus complimentary insurance.
NAB Rewards Platinum Card
NAB Rewards Platinum Card image
NAB Rewards
Bonus points
100,000
Points per $ spent
1
Purchase rate p.a.
20.99%
Annual fee
$45 first year ($195 after)
Go to siteMore Info
Get up to 100,000 bonus NAB Rewards Points (worth $480 in eGift cards): 80,000 points when you spend $1,000 in the first 60 days and 20,000 after 12 months.
Westpac Altitude Platinum Card
Westpac Altitude Platinum Card image
Westpac Altitude Rewards
Bonus points
120,000
Points per $ spent
1
Purchase rate p.a.
20.99%
Annual fee
$99 first year ($175 after)
Go to siteMore Info
Up to 120,000 bonus Altitude Points (90,000 points in year 1 when you spend $3,000 in the first 90 days & 30,000 points after the first spend in year 2).
American Express Platinum Card
American Express Platinum Card image
Membership Rewards
Bonus points
150,000
Points per $ spent
2.25
Purchase rate p.a.
0%
Annual fee
$1,450
Go to siteMore Info
Earn 150,000 Membership Rewards Bonus Points when you spend $5,000 on eligible purchases in the first 3 months.
American Express Velocity Platinum Card
American Express Velocity Platinum Card image
Velocity Frequent Flyer
Bonus points
60,000
Points per $ spent
1.25
Purchase rate p.a.
23.99%
Annual fee
$440
Go to siteMore Info
Enjoy 60,000 bonus Velocity Points, up to 100 bonus Status Credits and up to 2.25 Velocity Points per $1 spent. Plus, a return domestic flight each year.
American Express Velocity Business Card
American Express Velocity Business Card image
Velocity Frequent Flyer
Bonus points
120,000
Points per $ spent
1
Purchase rate p.a.
0%
Annual fee
$249
Go to siteMore Info
ABN holders w/ $75,000 revenue. Get 120,000 bonus Velocity Points when you spend $3,000 in the first 2 months.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer image
Finder Award
Velocity Frequent Flyer
Bonus points
N/A
Points per $ spent
0.66
Purchase rate p.a.
20.74%
Annual fee
$149
Go to siteMore Info
Get 0% p.a. on balance transfers for 24 months (with 1% BT fee) and $129 Virgin Australia Gift Voucher.
American Express Explorer Credit Card
American Express Explorer Credit Card image
Membership Rewards
Bonus points
50,000
Points per $ spent
2
Purchase rate p.a.
23.99%
Annual fee
$395
Go to siteMore Info
Get 50,000 Membership Rewards Bonus Points and spend $4,000 on eligible purchases in the first 3 months.
St.George Amplify Signature
St.George Amplify Signature image
Amplify Rewards
Bonus points
150,000
Points per $ spent
1.5
Purchase rate p.a.
20.99%
Annual fee
$199 first year ($295 after)
Go to siteMore Info
150,000 bonus Amplify Points (worth $675 in gift cards) when you spend $12,000 in the first 12 months. Plus, a first-year annual fee discount.
American Express Velocity Escape Plus Card
American Express Velocity Escape Plus Card image
Velocity Frequent Flyer
Bonus points
20,000
Points per $ spent
1
Purchase rate p.a.
23.99%
Annual fee
$95
Go to siteMore Info
Get 20,000 bonus Velocity Points when you meet the spend requirement, receive $50 statement credit and earn up to 1.75 Velocity Points per $1 spent.
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Australian frequent flyer programs

The Qantas Frequent Flyer program is the flying kangaroo's loyalty program which offers numerous ways to spend your Qantas Points, including flights, hotels, holidays, car rentals, rewards and more.

Virgin Australia's Velocity Frequent Flyer program is free and beloved by over 10 million people. Redeem your Velocity Points on flights, vacations, accommodation, car hire and other rewards.


How to earn Frequent Flyer Points without flying

Qantas and Virgin Australia are each partnered with a leading Australian supermarket where you can earn points for every grocery shop.

Hotels are another tool in the box you can use to earn more frequent flyer points.

Earn points on car rentals in Australia for every $1 spent or receive a lump sum for car hire overseas.

Frequently asked questions

How do frequent flyer points work?

Most Australian airline rewards programs are based around points. You typically earn points when you fly and you're rewarded with travel. As some of the biggest loyalty programs around, airlines often partner with other travel and nontravel brands, letting you accumulate more points at a faster rate.

How do I earn frequent flyer points?

You earn frequent flyer points typically by flying with your airline of choice. However, you can also earn points through other partners.

Qantas Frequent Flyer and Woolworths' Everyday Rewards are partnered, and Velocity Frequent Flyer and Flybuys (Coles) are partnered – making it easy for you to earn points on your grocery shopping.

How many frequent flyer points do I need for a flight?

Contrary to popular belief, you don't need millions of points to earn a flight. For a specific route, you'll be able to see in advance how many points you need to earn to take it for free. You can typically take a domestic flight in Australia for less than 10,000 points.

How long do frequent flyer points last?

Unfortunately, like many rewards programs, you will lose your points if you stop earning or spending points. Most airlines refer to this as balance inactivity and you typically have between 1-2 years to earn points or spend them on rewards to keep your account active.

What are frequent flyer points worth?

Most frequent flyer programs offer a range of rewards to cater to different members. Some of those rewards are going to be out of range for most members, while others aren't worth the points you spend on them.

The value of a point really depends on how you choose to spend them. We've calculated how much 1 Qantas Point is worth, but our general finding for most airlines is the same – you get the best value when you redeem your points on flights or upgrades.

Can I use points for an upgrade?

Yes. Most airlines, including Qantas and Virgin Australia, let you put in a request to upgrade your fare class with points. While not all requests are approved depending on availability, using your points for upgrades is generally a good way to get value from your points.

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