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How much does funeral insurance cost?
We obtained online quotes from four of Australia's most well-known insurance brands. We found that for a 40 year old looking to get $8,000 worth of cover, premiums are on average under $10 a week.
Must read: What is the cost of funeral insurance?
The cost of funeral insurance varies across brands and is also determined by personal factors including age and health status.
| Age | Weekly cost | Monthly cost |
|---|---|---|
| 40 | $8.63 | $36.25 |
| 50 | $9.80 | $41.61 |
| 60 | $14.98 | $63.25 |
| 70 | $26.17 | $110.64 |
| 80 | $64.77 | $280.67 |
Prices shown are the initial premium in the first year, based on a sum insured of $8,000. Premiums may increase as you get older and be impacted by personal circumstance. Quotes obtained as of March 2021 and are subject to change.
What costs are involved with a funeral?
Common costs associated with funerals include:
| Funeral Expense | Starting Price |
|---|---|
| Funeral director fee | $3,000 |
| Transfer of deceased to funeral home | $300 |
| Storage of deceased at funeral home | $150 |
| Preparation of deceased | $200-$600 |
| Embalming | $600-$1,400 |
| Coffins | $800-$8,000 |
| Death certificate | $66 |
| Cremation certificate | $110 |
| Cremation permit | $110 |
| Burial services (graveside service) | $2,000 |
| Cremation service (at crematorium) | $600 |
| Cremation service with chapel service | $1,200 |
| Celebrant | $300 |
| Family car | $400 |
| Flowers | $200 |
| Newspaper notice | $200 |
More on cremation costs vs burial costs
*These prices are based on estimates given by funeral directors from across Australia and may vary due to a number of factors. We have tried to show the general starting price for these services based on our research.
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