While it's great to get a deal when signing up to a new health insurance policy, the most important thing is that you get the right cover for your needs. Don't be tempted to sign up with a provider or policy that isn't right for you just because it has a great discount. Here are a few key things to keep in mind when comparing health insurance offers.
Health insurance sign-up deals change each month, but there are a few common types of offers you're likely to see.
One of the most common sign-up offers you'll see in health insurance is a number of weeks of free coverage. The amount of time is normally between 2 and 6 weeks. You'll sometimes need to be signed up for a minimum period of time (3 months, for example) before entering your free coverage period.
Many providers will offer to waive some waiting periods on new policies, so that you can claim right away. This is especially common on extras policies. Most offers will waive 2 and 6 month waiting periods.
Health insurance providers associated with airline brands will offer bonus frequent flyer points for new sign-ups. To claim the full bonus you'll generally need to be on a high level of cover for a minimum number of months. Lower levels of cover will often give you a smaller number of points.
Sign-up deals are all well and good, but many health insurance brands all offer a range of ongoing member benefits and rewards, which you should be aware of. Here are some of the current health insurance offers available from Finder partners:
| Health Fund | Member Offer | Apply |
|---|---|---|
 | Key offers:
| Get quote |
 | Key offers:
| Get quote |
 | Key offers:
| More info |
 | Key offers:
| More info |
 | Key offers:
| Get quote |
 | Key offers:
| More info |
 | Key offers:
| More info |
 | Key offers:
| More info |
 | Key offers:
| More info |
 |
| More info |
 | Key offers:
| More info |
 | Key offers:
| |
 |
| More info |
Why compare health insurance with Finder?
We don't ask for your phone or email to see prices.
With 1 click, you can open your results to nearly every fund in Australia.
You pay the same price as going direct – we charge no fees.
Why compare with us
Our customers trust us
Sign-up deals aren't just for people who are brand new to health insurance. Any of the current offers on this page are also available to people switching from one provider to another, so long as you're a new customer to the brand you're switching to. It's one of the three big benefits to switching health insurance providers regularly:
Health insurance sign-up deals are available to people switching providers, as long as you're a new customer to the fresh provider.
Switching health insurance providers is easy - just sign up with the new provider. The new provider will sort it all out for you.
Any waiting periods you've already served will transfer to your new provider, as long as the coverage level is the same.
ahm offers a broad range of policies with affordable premiums, but if you’re looking for the lowest price possible, cheaper options are available.
With reasonable prices and strong benefits, several Medibank policies were highly commended in the 2024 Finder Health Insurance Awards.
A dental emergency could cost thousands. Emergency dental insurance helps cover the cost so you can get the treatment you need.
Our experts compared 30+ funds and analysed hundreds of policies to help you find the best health insurance.
Get affordable cover for ambulance transport if you are not already covered under Medicare. Compare quotes from Australian funds to decide which level of protection is best for you.
Mental health issues are serious and can be costly, which is why Australian health funds are legally obligated to offer cover for treatment.
What does private health insurance typically cost? Our comprehensive guide will tell you.
Find out everything you need to know about getting couples health insurance.
Learn how to get cheap health insurance and what you can expect for your money.
Why compare with us
Our customers trust us
