Have you fallen for these health insurance myths?

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Buying health insurance is an important decision - but there are so many myths and misconceptions floating around, that it can be tough to separate fact from fiction.

We want to quash some of those persistent myths once and for all - and test Australia's understanding of health insurance while we're at it - so we created this quick, 2-minute quiz.

Bust the health insurance myths

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Don't miss these health insurance tips

How did you do? Are you a health insurance pro, or could you do with a little expert advice? If you're thinking about buying health insurance, always remember these facts so you can make an informed decision. They might even help you find a better deal!

  • You can split your hospital and extras cover
  • Extras cover includes ambulance cover
  • Couples don't pay less for health insurance
  • You won't pay more if you're old or sick
  • Hospital cover could help you cut your tax bill
  • You might get a discount for paying annually
  • You won't be charged for cancelling your policy
  • You don't need to re-serve waiting periods if you switch
  • Extras can cover things like prescription sunglasses and gym memberships
  • Some kids can stay on their parent's health insurance until they're 25

Here's some May 2025 health insurance deals

1 - 12 of 12
Name Product

Get up to 12 weeks free

Ends 30 June 2025

When you join before 30 June and maintain eligible combined hospital & extras cover. T&Cs apply. Learn more.


Get up to 14 weeks free

Ends 17 July 2025

For new members who join by 17 July and maintain hospital and extras cover. T&Cs apply.


Want 6 weeks free and $500 in gift cards (couples/families) or $250 in gift cards (singles/single parents) when you join and maintain eligible Bronze Hospital+Extras cover or above?

New members only. T&Cs apply. Excludes Basic covers.


Switch or join and earn up to 130,000 Qantas Points

Ends 28 May 2025

Plus, get 60-75% back on Extras (up to your annual limit) for things like dental, physio and glasses costs. Points will be awarded based on your level of cover over 6 months. Eligibility criteria and T&Cs apply.


Want up to 8 weeks free and a $50 gift card when you join & maintain eligible Extras?

Ends 30 June 2025

Plus, get 2&6 month waits waived on extras. Offer ends 30 June 2025. New members only. T&Cs apply. Excludes Healthy Living Extras.


Want 6 weeks free and $400 in gift cards (couples/families) or $200 in gift cards (singles/single parents) when you join and maintain eligible Bronze Hospital cover or above?

New members only. T&Cs apply. Excludes Basic covers.


Join directly on eligible cover & get up to 8 weeks free

Ends 14 May 2025

T&Cs apply. New members only. Ends 14 May. 8 weeks free applied over 2 years (3 years for annual payers).


Get 6 weeks free

When you join and maintain eligible hospital cover. T&Cs apply. Learn more.


Get 6 weeks free

When you join and maintain eligible extras cover. T&Cs apply. Learn more.


Get 6 weeks free

Plus skip 2 & 6 month waits on extras when you join a combined cover with GMHBA. For new members only. T&Cs apply.


Get 6 weeks free

Plus skip 2 & 6 month waits on extras when you join a combined cover with Frank. For new members only. T&Cs apply.


Get 8 weeks free

Ends 31 May 2025

Get 8 weeks free & instant access to Extras when you join Hospital & Extras By May 31. T&Cs Apply. Learn more.

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