Allianz Care Health Insurance Review

Allianz Care Australia Health Insurance provides cover to overseas students, visitors and workers.

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Allianz Care Australia OVHC

Our verdict

Pros

  • Provides cover to meet health insurance requirements for students, visitors and workers
  • Members have access to the Allianz MyHealth app
  • Telehealth services are available for most policies provided by Allianz Care

Cons

  • Budget Working cover and Budget Visitors cover won't have access to Telehealth
  • Cover for Extras treatments would need to be purchased separately
  • For most services, it only covers up to the Medicare Benefit Schedule (MBS) fee, so there could still be out of pocket costs for some treatments

Policies on offer

Allianz Care Australia offers a range of health insurance products for overseas people who are studying in, working or visiting Australia.

Graduated

Overseas Student Health Cover (OSHC)

This policy meets the requirements for the following visas:

  • 500 Student Visa
  • 590 Guardian Visa
  • 485 Graduate Visa

Standard cover includes:

  • Private and public hospital stays - up to the MBS fee
  • Ambulance - it will cover 100% of the fee, if medically necessary
  • Doctors and specialists outside of a hospital - Up to the MBS fee
  • Medical tests - up to 85% of the MBS fee
  • Prescription medicine - up to $500 annually
Graduated

Overseas Visitor Health Cover (OVHC)

This policy meets the requirements (visa condition 8501) for the following working and working holiday visas:

  • 188 Business Innovation & Investment (Provisional)
  • 400 Temporary Work (Short Stay Activity)
  • 401 Temporary Work (Long Stay Activity)
  • 402 Training and Research
  • 403 Temporary Work (International Relations)
  • 407 Training
  • 408 Temporary Activity
  • 416 Seasonal Worker Program
  • 457 Skilled Temporary Work
  • 461 New Zealand Citizen Family Relationship Visa
  • 476 Skilled Recognised Graduate
  • 482 Temporary Skill Shortage (TSS)
  • 485 Temporary Graduate
  • 489 Skilled Regional (Provisional)
  • 491 Skilled Work Regional (Provisional)
  • 494 Skilled Employer Sponsored Regional (Provisional)
  • 417 Working Holiday
  • 462 Work and Holiday

Standard cover includes:

  • Public and private hospital stays - up to the MBS fee
  • Ambulance - 100% of the fee, when medically necessary
  • Medical repatriation - up to $5,000
  • Doctors visits - up to the MBS fee
  • Medical tests - up to 85% of the MBS fee
  • Prescription medication - up to $300 per year (singles) or $600 per year (dual family and multi family policies)

See Allianz Care OVHC working visa cover options.

This policy can also meet the requirements (visa condition 8501) for the following non-working visitor visas:

  • 300 Prospective Marriage Visa
  • 580 Guardian Visa
  • 590 Student Guardian Visa
  • 600 Visitor
  • 601 Electronic Travel Authority
  • 651 eVisitor
  • 870 Sponsored Parent (Temporary) Visa

Allianz Care Australia policies

Product AUFHI-HEL Meets condition 8501 Hospital cover Dental Pregnancy cover GP visits Medical repatriation Price
$20,000
From $66.40 per month
$20,000
From $113.85 per month
$20,000
From $183.70 per month
$20,000
From $345.10 per month
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How to make a claim

Allianz Care Australia OSHC

You can claim online via the MyHealth portal or via the MyHealth app.

Allianz Care Australia OVHC

You can make a claim by filling out the PDF form found on the Allianz Care website, then submitting it via email with any necessary supporting documentation.

Compare other products from Allianz

FAQs

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Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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