Why compare with us
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You'll pay the same price as going direct - we don't charge fees
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We don't ask for your phone number to see prices
If you're looking for the best health insurance in Australia, it's basically impossible to get a single answer. Hospital vs extras, price, how much you're covered for, benefit limits, waiting periods and more – there's a lot to consider.
To give you a starting point, we've hand-picked 7 policies based on 400+ plans. Our data sources include the Finder Health Insurance Awards, the Ombudsman and APRA, plus customer reviews from the Finder Customer Satisfaction Awards.
From
$22.50/week
One of the only good value basic hospital policies on the market. Many basic policies don't cover any hospital treatments. HBF Basic Elevate covers 18. Bonus points – it lets you avoid the Medicare Levy surcharge (MLS) (the tax you need to pay if you earn over $97,000 as a single).
From
$28.51/week
This won the 2023 Finder Award for best value silver policy. It scored higher than all 200+ silver plans we assessed. It covers 29 hospital treatments – 3 more than a typical silver policy. Bonus points: HCF is not-for-profit so money goes back to members, not shareholders.
ahm won the 2023 Finder Customer Satisfaction award. Out of the 750+ customers surveyed, it scored highly for customer service, value for money and application process. It also has some of the cheapest hospital policies on the market.
From
$78.49/week
This comes with lots of benefits you don't get with other insurers. In addition to pregnancy cover, continuity of care and IVF cover, you get access to its 24/7 Medibank Nurse service, an OptimalMe program for mums-to-be and a pregnancy health concierge. The Growing Family Extras cover includes pre and post-natal classes, and much more.
Why compare health insurance with Finder?
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With 1 click, you can open your results to nearly every fund in Australia.
You pay the same price as going direct – we charge no fees.
Why compare with us
Don’t have private hospital cover? You could be paying more tax than you need to, due to the Medicare Levy Surcharge.
What is the LHC loading, the MLS and the Private Health Rebate? These terms could make the difference between whether or not you can afford your private health premiums in the future.
ahm offers a broad range of policies with affordable premiums, but if you’re looking for the lowest price possible, cheaper options are available.
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