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Remedial massage is not the same as a massage performed for relaxation; remedial massage is a type of physiotherapy and a treatment for specific ailments. It can help if you have muscle tension or chronic joint pain. By manipulating and applying pressure to specific muscles and parts of the body, remedial massage can treat carpal tunnel syndrome, back injuries and even headaches.
Response | Female | Male |
---|---|---|
Remedial massage | 5.36% | 3.13% |
If you have remedial massage in your extras cover, private health insurers will pay a percentage of your remedial massage costs. This is often paid as a discount per session. Additional costs, such as the cost of purchasing medication, may not be included in your cover.
Remedial massage cover limits are sometimes combined with the maximum benefit for other complementary therapies such as acupuncture. Your insurer will only pay a benefit if you use the services of a recognised practitioner. Practitioners are recognised by insurers if they've completed a diploma in remedial massage.
You can find remedial massage limits as part of extras. Sometimes you get a combined annual limit that includes other natural therapies or treatments.
The following table shows extras cover from Finder partners who offer remedial massage - they all have a 2 month wait period. All prices are based on a single individual with less than $97,000 income and living in Sydney.
Each month we analyse over 10,000 extras insurance products and rate each one on price and features. What we end up with is a nice round number out of 10 that helps you compare extras cover a bit faster.
We want to compare apples to apples, not apples to apple pie. It doesn't make sense to compare a top extras policy with coverage for hearing aids and braces against a policy designed only for dental. So we've separated all the extras policies on the market into pools and categories. Once in their pools and categories, each product gets a price score and a features score, which are then combined to give the Final Score.
Read the full Finder Score methodology
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Once you’ve selected a recognised therapist, you will need an initial assessment. An initial assessment details your medical history as well as the reason(s) for the massage therapy so that the masseuse can tailor the treatment to your circumstances.
Medicare does not provide cover for remedial massage. For private cover, remedial massage is a common inclusion in natural or alternative therapy cover. Remedial massage is also a worker’s compensation benefit.
Private insurers may refund you a percentage of the cost of your treatment or they may have a flat fee rebate structure in place.
"When choosing a health insurance policy, having access to remedial massages is one of my top priorities. I often get lower back pain and find myself needing a massage almost every two weeks. A 30min back massage does the trick, and after using my health insurance I’ll usually only pay about $15 out of pocket."
Remedial massage can help relieve muscle and joint pain and soreness. It can help if you’ve suffered an injury, for example from sports, work or a car accident, or if you have an ongoing physical ailment such as back problems. Remedial massage can even help you deal with the discomfort of pregnancy.
The following are just some of the common conditions and injuries that remedial massage therapy can help you with:
You don’t need to be a millionaire to get private cover for ancillary treatments. Insurers include remedial massage in extras policies for less than $13 per month.
"I have extras health insurance cover with AHM and through this I am able to claim some money back from my monthly remedial massages. Not only are the massages great for my aches and muscles, but AHM's extras cover is also great for my bank balance. The best part of the process is that the discount comes straight off the total price when I'm paying for my massage, as I can scan my AHM card there and then. This makes it all very easy!"
These policy terms and conditions are common among insurers and may impact your ability to make a claim on remedial massage therapy:
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