What sign-up deals are available for health insurance in Australia?

Aussie health insurance providers regularly offer deals for new customers, with perks like 4 weeks of free cover, a waiver on 2- and 6-month waiting periods, or bonus frequenty flyer points. These deals change each month, so check our up-to-date list to see what's available now.

Are health insurance sign-up deals available when switch provider?

Yes, health insurance deals can be used when switching providers, you don't need to be brand new to health insurance. Generally the only restriction is that you'll need to be considered a new customer by the fund you're signing up to. Learn more about getting a great deal when switching providers .

How else can I save on my health insurance costs?

Sometimes, you can take advantage of additional discounts: Corporate policies. Check with your employer to see if they offer corporate health insurance . Corporate sector discounts of up to 12% are often granted by health funds, which are then passed onto employees in the form of cheaper policies. Family policies. Many health funds offer incentives for families , such as no hospital admission excess for children, no-gap dental and allowing you to keep your child on your policy until they turn 25 (if they are studying full time). Single parent policies. Health funds have been allowed to provide single parents with a reduced premium compared to the family rate since 2007. If your fund does not offer a reduced rate, consider moving to another fund that does. Annual and direct debit discounts. Look for a fund that rewards you for prepaying your premiums or having them direct debited out of your account.

Which brands offer direct debit and annual payment discounts?

Lots of health insurance brands offer discounts for paying your premiums by direct debit, or for paying for a full year in advance. The following table lists several Australian health insurance providers who do. Fund Direct debit discount Annual payment discount 4% n/a 4% n/a 4% more info button n/a n/a Annual: 2.5% 2% n/a 3% n/a n/a Annual: 4% Bi-annual: 2% 2.5% n/a n/a Annual: 4% Bi-annual: 2% 4% n/a