Home insurance comparison

1 - 10 of 106

Name	Product AUFHO	Finder score
Youi Building and Contents Insurance Youi Building and Contents Insurance 4.5/5★★★★★ Finder score Best Rated Brand	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	4.5/5★★★★★ Finder score	Get a quote View details Compare	loading Fetching your data...
ALDI Home & Contents Insurance ALDI Home & Contents Insurance	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	N/A	Get a quote View details Compare	loading Fetching your data...
Budget Direct Home & Contents Insurance Budget Direct Home & Contents Insurance 4.5/5★★★★★ Finder score Best Rated Brand	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	4.5/5★★★★★ Finder score	Save 30% on your first year's premium when you purchase a new combined Home & Contents insurance policy online. T&Cs apply.	Get a quote View details Compare	loading Fetching your data...
QBE Home & Contents Insurance QBE Home & Contents Insurance 3.5/5★★★★★ Finder score Green CompanyBonus	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	3.5/5★★★★★ Finder score	Our verdict: Finder's Top Pick for Floods plus cover for other common claims such as fire and theft). Its discount is better than most – 20% off your first year with a combined policy.	Get a quote View details Compare	loading Fetching your data...
Youi Building and Contents Insurance Youi Building and Contents Insurance 4.5/5★★★★★ Finder score Best Rated Brand	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	4.5/5★★★★★ Finder score	Our verdict: Finder’s 2022 Insurer of the Year for Customer Satisfaction and our Top Pick for Fire Damage cover. It’s good if you want a tailored quote over the phone.	Get a quote View details Compare	loading Fetching your data...
Budget Direct Home & Contents Insurance Budget Direct Home & Contents Insurance 4.5/5★★★★★ Finder score Best Rated BrandBonusFinder Award Finalist	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	4.5/5★★★★★ Finder score	Our verdict: The most popular insurer on Finder, Budget Direct prioritises low-cost cover and gives you up to 30% off your first year's premium for new combined Home & Contents policies purchased online.	Get a quote View details Compare	loading Fetching your data...
Qantas Home and Contents Insurance Qantas Home and Contents Insurance 4.5/5★★★★★ Finder score BonusFinder Award Finalist	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	4.5/5★★★★★ Finder score	Our verdict: Earn up to 40K Qantas Points for joining by 29 January. Plus save 30% on your 1st year’s premium for purchasing a combined home and contents policy online. T&Cs apply.	Get a quote View details Compare	loading Fetching your data...
ALDI Home & Contents Insurance ALDI Home & Contents Insurance	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	N/A	Get a quote View details Compare	loading Fetching your data...
Huddle Comprehensive Home and Contents Insurance Huddle Comprehensive Home and Contents Insurance	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	N/A	Our verdict: Save up to 10% on your policy in the first year.	Get a quote View details Compare	loading Fetching your data...
Honey Home & Contents Insurance Honey Home & Contents Insurance 4.5/5★★★★★ Finder score Bonus	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	4.5/5★★★★★ Finder score	Our verdict: Honey gives you $250 smart sensors to reduce accidents and estimates your rebuild costs for you. Honey was a finalist for the comprehensive category in this year’s Finder Awards.	Get a quote View details Compare	loading Fetching your data...
Kogan Home & Contents Insurance Kogan Home & Contents Insurance 3/5★★★★★ Finder score Bonus	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	3/5★★★★★ Finder score	Our verdict: Good comprehensive cover (issued by QBE). Also, get 20% off for Kogan FIRST Members when you purchase a new combined Home & Contents insurance policy online + $10 monthly credit. T&Cs apply.	Get a quote View details Compare	loading Fetching your data...
Huddle Basic Home and Contents Insurance Huddle Basic Home and Contents Insurance	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	N/A	Save up to 10% on your policy in the first year.	Get a quote View details Compare	loading Fetching your data...
Youi Building Insurance Youi Building Insurance 4.5/5★★★★★ Finder score Best Rated Brand	Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features Storm Fire Theft Flood Accidental Damage (e.g TV falls) Impact to home (e.g falling trees) Escaped water (e.g burst pipe) Portable contents (e.g dropped laptop outside of home) + more insured events and other features	4.5/5★★★★★ Finder score	Our verdict: Finder’s 2022 Insurer of the Year for Customer Satisfaction and our Top Pick for Fire Damage cover. It’s good if you want a tailored quote over the phone.	Get a quote View details Compare	loading Fetching your data...

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4.69 average rating from 805 reviews

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What is home and contents insurance?

Your home is likely to be the most expensive thing you own. If it gets damaged by a falling tree, burst pipes or a storm, you'll be patting yourself on the back for organising home insurance. Here's a quick breakdown of what you get:

The ability to rebuild. If an unexpected disaster strikes, you'll be able to repair or rebuild from scratch.
Protection of your possessions. Whether it's family heirlooms, your cosy sofa or even your Xbox, the contents of your home aren't just stuff. With contents insurance, you can repair or replace your possessions if they're damaged by fire, storm, theft or other insured events.
To meet your obligations. If you take out a mortgage to buy a home, it's a condition of your loan contract to take out home insurance – the lender wants to be sure your property is protected if something happens.
Peace of mind. With the right policy in place, you can rest assured you'll have the financial support you need if something major happens to your home or its contents.

The types of home insurance you can compare

Home and contents insurance

This is combined insurance that covers your house and your possessions within it (most of the options in the table above are home and contents policies). It'll cover the cost of repairing or rebuilding your home if it's damaged from an insurable event, like a storm. I it also covers your possessions – furniture, electronics, carpets, curtains and clothing – from loss, damage and theft. You can also pay for extra cover for items you take outside of the house (like electronics or jewellery).

Contents insurance

Contents insurance covers just your possessions in the home. This includes jewellery, electronics, carpets, curtains, furniture, appliances and furnishings. This is a great option for renters or those homeowners who live in an apartment.

Building insurance

This is stand-alone cover for only your home. It also covers other fixtures on your property, such as garages, fences, and sheds. It protects you against a bunch of natural events, such as fire, storm damage and (depending on the policy) floods.

Landlords insurance

Landlord insurance protects your home against theft, malicious damage, loss of rent, as well as natural events like storms, flood and fire. It's a smart idea if you're renting your home out to strangers.

Strata insurance

When you live in a group living setting, like a block of apartments, you need cover for the building and common property like lifts, pools, car parks, gardens, balconies, driveways and even walls.

What does home insurance cover?

FiresFor example, a fire or bushfire destroys your home. Only some policies cover accidental fires.

StormsFor example, if wind from a storm damages your roof.

TheftFor example, replacing locks and stolen items after a break-in.

ImpactFor example, if a tree falls and damages part of your home.

LeaksFor example, if a pipe bursts and ruins your floors.

Here's a full list of things that most home insurance policies will cover.

Is this covered?	Home and contents insurance	Building insurance	Contents insurance
Storm and rainwater damage
Escape of liquid, such as a burst pipe
Fire damage
Theft and attempted theft
Malicious damage and vandalism
Breakage of glass, ceramics and sanitary fixtures
Explosions
Impact damage, such as a fallen tree
Lightning strikes
Temporary accommodation
Flood
Earthquake or tsunami
Accidental damage
Portable contents
Motor burnout
Deliberate or negligent damage
General wear and tear
Asbestos
Mould, termites or vermin
Damage from renovations
If your home is unoccupied

Expert insight: The importance of disaster cover

"Given Australia's increasing frequency of natural disasters, it's crucial to understand how home insurance can support you. Temporary accommodation is vital for families displaced by events like bushfires and floods. Portable homes, often covered under home insurance policies, provide a secure and immediate solution, ensuring that families have a safe place to stay while their permanent homes are being restored."

Michael Doubinski

CEO, PennyGranny

How to actually insure your house

Step 1:
Evaluate how much your home and possessions are worth. When you take out home insurance, you give a dollar value to your insurer for how much your home is worth. The cost of home insurance for you will depend on this figure. Insure your house for too little and you risk being underinsured and out of pocket come claim time. Overinsure your house and you'll pay higher premiums.

Step 2:
Determine what kind of cover you need. Do you want to cover your home and everything in it? Then opt for home & contents insurance. Only want to cover your contents? Just your building? Figure out what kind of things you want to cover and find the policy that fits those needs. For example, a policy that offers total replacement cover might cost more but will also ensure you won't be underinsured. You'll also pay more if you want to get covered for accidental damage, but if you've got toddlers running around this is a no-brainer and could save you more cash in the long run.

Step 3: Compare insurers.
Once you've figured out how much your home and contents is worth and you know what policy you're after, start comparing insurers. Be sure to look at what the policy features as well as price.

Meet our experts

Collectively, our experts have over 12 years of experience helping people find home insurance.

We've written hundreds of guides (211 so far and counting) and are passionate about presenting the most up-to-date and relevant information for you.

We can help provide answers during major weather events and natural disasters such as La Niña, the recent Australian floods or during bushfire season.

You can regularly catch our experts on TV shows such as Sunrise and 7News dishing out the latest home insurance savings tips.

Here's what some of our experts have to say...

❮ ❯

To prevent water damage, it's worth making sure your gutters don't become blocked by leaves and other debris this autumn. Home insurance typically won't cover you for damage related to something like this. This is because it's considered general maintenance – that is, something you ought to be doing yourself.

Gary Ross Hunter
Finder insurance and innovations editor

Just having an awareness of what your insurance cover amount is and what your policy covers you for will make a difference. If you just haven't reviewed it for a number of years, it may be time to do that.

Angelo Azar
Home insurance expert, COO of Honey Insurance

Trying to navigate a product disclosure statement can get overwhelming quickly. So I understand why people get confused about what's included in their policies. When I'm doing research, I just Ctrl+F a keyword or phrase and it saves me a lot of time and frustration.

Jessica Prasida
Finder home insurance publisher

One thing I've learned is that every insurer prices its risk in really different ways. Something as simple as the policyholder having a birthday can change the risk profile of the policy and change the premium. I compared options in 2022 when my home insurance premium went up by 33%, and I saved over $1,400! It really pays to shop around.

Sarah Megginson
Finder head of editorial and homeowner

One of the most common accidents is when people have their smartphones accidentally damaged. The great news is most content insurance can cover your phone in and outside of your home. To ensure your phone is properly covered, have it specified on your policy.

Raj Lal
Finder associate publisher and ex-claims manager

I pay for home insurance annually, whenever I can afford to. Insurers often charge more if you pay for your policy once per month. I'm a firm believer that staying loyal to an insurer never pays off with home insurance. I'd encourage consumers to compare at least 4 or 5 different policies when your renewal date creeps closer.

James Martin
Finder insurance editor and homeowner

Compare Finder's home insurance award winners

Our team of experts researched 68 home insurance policies and selected 2 Finder Award winners based on value and comprehensiveness.
We also ran awards for customer satisfaction, innovation and green insurance.

Do you want it ALL?

Honey Insurance is our 2023 winner for comprehensive cover in home insurance.

It comes with automatic flood cover, up to $20,000 towards your home office contents and you also get smart sensors (worth $250) to prevent accidents.

Full list of 2023 winners

Bang for your buck

Budget Direct is our 2023 value winner in home insurance.

On average, it's cheaper than most insurers and it covers most of the essentials such as fires, storms and theft. You can take out extra cover for things like floods and accidental damage.

Full list of 2023 winners

Want to go green?

QBE is our green insurer of the year for the fourth consecutive year. It's on track to be net-zero by 2030, a portion of your premiums go towards environmental causes and it can pay for some swanky environmental upgrades if your home is damaged. Plus, it's one of the most comprehensive home insurance policies you can get in Australia.

Full list of 2023 winners

Pay less with tech

Honey Insurance recently took home the main insurance prize at our 2022 Finder Innovation Awards.

Why? It takes less than 3 minutes to get a quote and you get $250 worth of smart sensors that detect household accidents such as leaks and burglary.

Full list of 2022 winners

A dependable all-rounder

Plan to take out more than one type of insurance (home, car, pet)? Well, we also had a customer satisfaction award for insurer of the year.

Youi was the winner. (Savings tip: you often get a discount for multiple policies with the same brand.)

Full list of 2022 winners

Are you satisfied?

No? Maybe our customer satisfaction awards can help. We teamed up with research firm Dynata and asked hundreds of Australians for their opinion about their home insurance. Our 2022 winners are:

National: AAMI
VIC: Youi
NSW: AAMI

QLD: Youi
SA: RAA
WA: RAC

Full list of 2022 winners

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How much does home insurance cost?

We gathered over 300 quotes from 17 different insurers
for a $500,000 building and $100,000 of contents.

On average, the monthly cost of home insurance
in Australia is:

$160

How we got this price

How can I save on my home insurance?

Don't just renew

Global warming is to blame for a lot. It's also a major reason home insurance costs are rising. You don't need to just accept the price increase though. When your renewal comes up, shop around. You'll likely find somewhere cheaper.

Take advantage of sign-up discounts

Home insurers like to offer sign-up discounts to get you on board. Some can genuinely save you a lot of money, like 30% off your first year. If you want to continue saving though, keep switching every 12 months because insurers often increase existing customers' prices significantly.

Install home security

Insurers like safe homes, so make yours like Fort Knox (internal alarms, external sirens or external strobe lights will suffice) and some will charge you less.

Increase your excess

This is a specified amount you need to pay whenever you make a claim. All home insurance policies have them. Most will let you increase your excess in return for cheaper premiums. There's a downside though – making a smaller-value claim won't be worth it.

How Donna and Kevin saved by switching

"When my husband and I turned 60 and became semi-retired we wanted to put a stop to unnecessary purchases/bills so we could spend time enjoying our retirement. When we received our insurance renewal (from a company we'd been with for over 5 years), I was blown away to learn not only were they increasing my premium by 60%, but when I compared their basic cover against Honey Insurance's cover (with added benefits) I was saving over $700 a year!"

Donna and Kevin Field

NSW-based homeowners

Home insurance deals

Remember the deals and sign-up offers we mentioned? We put together a list of them below to help you save:

Store	Discount
Honey Home Insurance Deals	Receive $250 worth of smart sensors with Honey Home Insurance Get free smart sensors (valued at $250) to install around your home when you sign up for a combined home and contents policy. T&Cs apply. Last verified 1 Nov 2024	Get deal
Budget Direct Home Insurance Deals	30% online discount on new home and contents insurance Receive 30% off your first year's premium when you purchase a new combined home and contents insurance policy online. T&Cs apply. Last verified 1 Nov 2024	Get deal
Kogan Home Insurance Deals	20% off for Kogan FIRST members + $10 credit Sign up online and get 20% off your policy for Kogan FIRST Members plus $10 ongoing monthly credit. T&Cs apply. Last verified 1 Nov 2024	Get deal
Qantas Home Insurance Deals	Earn up to 40,000 Qantas Points with Qantas Home Insurance Earn up to 40K Qantas Points for joining by 29 January. Plus save 30% on your 1st year’s premium for purchasing a combined home and contents policy online. T&Cs apply. Last verified 1 Nov 2024	Get deal Deal ends 29 Jan 2025
QBE Home Insurance Deals	Get up to 20% off your first year's premium with QBE Building and Contents Insurance Discount is made up of a 10% online discount, and a further 10% for buying a combined policy. T&Cs apply. Last verified 1 Nov 2024	Get deal

Read our home insurance reviews

Want to find out more about a specific insurance brand? We've reviewed over 60 of them. Here's a bunch of the most popular ones:

If the brand you're looking for isn't here, check out our full home insurance directory.

Home insurance guides and resources

House with umbrella

New to insurance

Couple moving in a house

Specific needs

Holding a house paper mache

Popular types

Door with a key

Landlord cover

Calculator and home insurance paper

Comparisons & calculators

Why you can trust Finder's home insurance experts

You pay nothing. Finder is free to use. And you pay the same as going direct. No markups, no hidden fees.

You save time. We spend 100s of hours researching home insurance so you can sort the gold from the junk faster.

You can trust us. We say it like it is. We aren't owned by an insurer and our opinions are our own.

Frequently asked questions

We gathered over 200 quotes from 16 different insurers and found that the average cost of home insurance in Australia is $160 a month. However, this is going to vary based on your own living situation.
The cost of home insurance can depend on different factors including the following:
- The value of your home and belongings. The more expensive, the higher your premiums are likely to be to cover the costs.
- The area that you live in. Is your home in a bushfire-prone area or one where burglary is common? The higher the risk of damage or loss, the more expensive your home insurance will be.
- The level of cover you purchased. Sum insured is usually cheaper than total replacement value because there's a chance you've undervalued your home. Similarly, a contents or home insurance only policy will be cheaper than a combined policy.
During the quote process, most home insurers will ask you how much you want to insure your building for. This is often called the sum insured. To do this, you will need to estimate how much it would cost to rebuild your property if it was destroyed. The easiest way to do this is to use a building and contents calculator or use Honey Insurance which can calculate this figure for you.
Sum insured is when you choose the maximum amount of cover you want for your home. For example, if you think your home will cost $1,500,000 to rebuild from scratch, this is the sum insured you'd select. On the other hand, total replacement insurance covers the market value of rebuilding your home.
Sum insured is riskier (and usually cheaper) because there's a chance you won't value the home properly. For example, if your sum insured is $1,500,000 but your home ends up costing $1,800,000 to rebuild, you'll have to pay the $300,000 yourself. Find out more about total replacement cover in our full guide.
According to the 2023 Finder Customer Satisfaction Awards, Youi is the highest rated home insurer. Youi came in first place overall for customer satisfaction, scoring 4.39/5. It scored highly in all surveyed states for customer service, features and benefits, ease of application and value for money. On average 94% of Australians surveyed nationally said they would recommend Youi to a friend.
See the methodology for scoring.

Thank you for your feedback!

To make sure you get accurate and helpful information, this guide has been edited by Angus Kidman as part of our fact-checking process.

Written by

Gary Ross Hunter

Editor, Insurance

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

Gary Ross's expertise

Gary Ross has written 646 Finder guides across topics including:

Health, home, life, car, pet and travel insurance
Managing the cost of living

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72 Responses

GarrySeptember 17, 2024

I am looking for quotes for strata property owners building and content insurance.

Finder

AngusSeptember 19, 2024Finder

Hi Garry, Our detailed guide to strata insurance explains how it works and where you can get quotes.

bobSeptember 11, 2024

bought contents insurance with budget direct thru your site after it showed various insurers and there premiums. just went looking for building insurance but whilst it lists various insurers it doesnt show premiums am i missing something? with thanks bob.

Finder

AngusSeptember 15, 2024Finder

Hi Bob, We don’t show rates for building insurance as the costs will vary depending on the type of building, its age and its location. But you can compare building insurance by looking at the Finder Score for each provider, which gives you a good indication of value and inclusions. Hope that helps!

FionaAugust 19, 2024

How can I find out which insurers will quote on home & contents insurance for a house on 10 acres (4 ha) on the outskirts of Sydney? So far I have started 2 on-line quotes only to find that they will not cover our property.

Finder

SarahAugust 20, 2024Finder

Hi Fiona,

You might be better off finding an insurance broker. They will review the market for you and help you find a specialist insurer that meets your needs.

Hope this helps!

PennyJuly 11, 2024

We are attempting to get our holiday house insured as we are about to holiday let it via airbnb, stayz etc. Our house is made out of shipping containers and we have been told that they can’t insure us. Do you know which insurance company would insure us?

Finder

SarahJuly 12, 2024Finder

Hi Penny, With an unusual property like this, you might be best off working with an insurance broker to find the right policy. You may find mainstream insurers are reluctant to offer a policy on a property that falls outside the norm like this, but there will be a specialised insurer that can help you.

Best of luck!

emmaJune 20, 2024

HI I am just trying to find an insurer for Home Insurance that will accept customers with previous non payment of premiums .

Thanks

Finder

SarahJuly 30, 2024Finder

Hi Emma,

Your best bet is to get on the phone to an insurer, rather than doing it online. They might be more lenient or hopefully they can refer you somewhere, or give you advice relevant to your specific situation.

Hope this helps!

Home insurance comparison

Over 400 hours spent researching 30 brands (yup, really) - we can't make it less boring, but we can make it easier.

Reviews of other home insurance brands

Why compare with Finder?

No spam calls

Features obsessed

Home run! Objectively rated

Thousands of people compare with Finder every month

4.69 average rating from 805 reviews

Compare home insurance in under a minute

What is home and contents insurance?

The types of home insurance you can compare

What does home insurance cover?

How to actually insure your house

Meet our experts

Here's what some of our experts have to say...

Compare Finder's home insurance award winners

Do you want it ALL?

Bang for your buck

Want to go green?

Pay less with tech

A dependable all-rounder

Are you satisfied?

How much does home insurance cost?

How can I save on my home insurance?

Don't just renew

Take advantage of sign-up discounts

Install home security

Increase your excess

Home insurance deals

Read our home insurance reviews

Home insurance guides and resources

Why you can trust Finder's home insurance experts

Frequently asked questions

Gary Ross Hunter

Read more on this topic

Ask a question

72 Responses

Home insurance comparison

Over 400 hours spent researching 30 brands (yup, really) - we can't make it less boring, but we can make it easier.

Reviews of other home insurance brands

Why compare with Finder?

No spam calls

Features obsessed

Home run! Objectively rated

Thousands of people compare with Finder every month

4.69 average rating from 805 reviews

Compare home insurance in under a minute

What is home and contents insurance?

The types of home insurance you can compare

What does home insurance cover?

See a full list of what home insurance covers

How to actually insure your house

Meet our experts

Here's what some of our experts have to say...

Compare Finder's home insurance award winners

Do you want it ALL?

Bang for your buck

Want to go green?

Pay less with tech

A dependable all-rounder

Are you satisfied?

How much does home insurance cost?

How can I save on my home insurance?

Don't just renew

Take advantage of sign-up discounts

Install home security

Increase your excess

Home insurance deals

Read our home insurance reviews

Home insurance guides and resources

Why you can trust Finder's home insurance experts

Frequently asked questions

Do I need home and contents insurance?

How much does home and contents insurance cost?

How can I get cheaper home insurance?

Which home insurer is best?

Do I need home and contents insurance if I rent?

Do I need home insurance if I live in an apartment?

How much home insurance do I need?

What does sum insured and total replacement cover mean?

Is flooding covered by home insurance?

Which home insurance company has the highest customer satisfaction in Australia?

Gary Ross Hunter

Read more on this topic

Ask a question

72 Responses

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