Get a free expert home appraisal to agree an appropriate sum insured.
High limits for contents including $50,000 for jewellery, $100,000 for precious metals, and no limit for fine arts or antiques.
Specific benefits for cyber crime, home invasion, child abduction, and other risks facing high-net-worth individuals.
Cons
Due to the tailored nature of the cover, you can't request a quote online.
Chubb doesn't offer home insurance designed for the average Australian home.
There's no option to purchase a standalone contents policy.
Finder Score - Home and Contents Insurance
Each month, we get crunching on most every home insurance product in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster.
Chubb home insurance must be purchased through an insurance broker. When lodging a claim, it's recommended that the policyholder contacts their broker. For after hours emergencies where the broker can't be contacted, call 1800 726 226.
Chubb home insurance complaints information
According to data from the Australian Financial Complaints Authority (AFCA), a total of 50 complaints were lodged about Chubb's home and content insurance in the second half of 2023. This is higher than many other medium-sized insurers, including AIG (10) and Assetinsure (11). However, it's unclear if these complaints were about Chubb's previous home insurance policy, which was withdrawn from the market in early 2024.
FAQS
Chubb's prestige home insurance policy is much more comprehensive than other direct policies. However, its complaints record isn't the best.
Chubb is self-underwritten. Its insurance is issued and underwritten by Chubb Insurance Australia Limited
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio
Nicola's expertise
Nicola has written 245 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Motor burnout covers those big appliances in your home in the event that they let you down. This article will show you what it is, why it's important and how much it can cost you.
Compare home and contents insurance - our research shows you can save up to $1,653 by switching.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
