Save up to 20% off your first year's premium with QBE Building and Contents Insurance. T&Cs apply.
Finder cost research shows QBE home insurance is cheaper than the national average.
QBE among a few other brands offer highest cover for legal liability, lock replacement or temporary accommodation.
Cons
No cover is offered for guest contents. Some brands offer up to $5,000.
If you want more than $2,500 of jewellery covered, you'll have to pay extra.
Food spoilage is covered up to $500. Some brands offer up to $2,000.
Congratulations, QBE!
QBE Home & Contents Insurance earned a Highly Commended spot for its reasonably priced cover paired with impressive benefits. It boasts high limits for legal liability, lock replacements, and temporary accomodation that make it a solid choice.
Highly Commended, Best Comprehensive Home & Contents Insurance
How does QBE compare with other popular providers?
Price
As part of our 2024 awards, our insurance experts researched 45 home insurance brands and got over 400 quotes. This research found QBE to be reasonably priced, at an average of $1,893. There are cheaper home insurance policies available but keep in mind that the best home insurance for you may depend on more than just price.
Remember, your quote may look different as pricing is highly dependent on specific situations.
Each month, we get crunching on most every home insurance product in Australia to see how they stack up. We rank over 50 products on 16 different features, including price. We end up with a single score out of 10 that helps you compare home insurance a bit faster.
QBE home insurance customers have some options to tailor their policy, including:
Accidental damage - Protect your home and contents from accidental damage. For example, you spill paint on your favourite rug.
Portable contents - Protect items you take outside of the home, including mobile phones, bicycles and handbags.
Item limit increase - Increase the claimable limit on specific items, such as jewellery.
QBE home insurance claims process
The QBE home insurance claims process is online, via the website. You'll need your policy number and information about the incident to get started. You can also call 133 723 for help.
QBE home insurance complaints information
In the last financial year, The Australian Financial Complaints Authority (AFCA) received 927 complaints in relation to QBE's home and contents insurance, 291 of which were resolved at registration and referral, 629 progressed to case management and 540 of those were closed at case management.
FAQs
QBE underwrites its own home insurance.
Yes. QBE is an Australian multinational, headquartered in Sydney.
You can claim online via the QBE website or by calling 133 723.
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Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio
Nicola's expertise
Nicola has written 245 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
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do you have shop fronts?
QBE has a number of office locations, but not branches. You can find them here: https://www.qbe.com/au/contact-us/branches-offices