Congratulations, Gateway Bank!
Gateway Bank won the award for 'Green Home Loan of the Year' in the 2024 Green Awards.
Full list of 2024 winners
What different scores mean
9+
Excellent
These home loans offer low costs, coupled with a host of features, giving the best overall value.
7+
Great
These home loans may have slightly higher interest rates or fewer features but overall, a competitive offering.
5+
Standard
Usually the home loans would offer above average rates. They may still include some competitive features.
0+
Basic
Higher costs and/or fewer features.
On this page you can find information about Gateway Bank home loans. Skip ahead to the full table of products or read more about the lender.
Compare Gateway Bank home loans
Compare Gateway Bank home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".
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Gateway Bank lender profile
- Gateway Bank, founded in 1955, aims to be the financial institution of choice of its members by offering personalised service, low cost loans and competitive savings. The credit union offers a range of home loans for many different borrowers.
- Gateway Bank has a membership of more than 30,000 and has over $1 billion in assets.
- Gateway Bank also offers banking services (including online banking) and personal loans.
How do I apply for a Gateway Bank mortgage?
If you'd like to apply for a home loan from Gateway Bank, please contact the lender directly.
Eligibility
Each Gateway Bank product has specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
Documents required
When you apply for a mortgage with Gateway Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Detailed guide to home loan applications and paperwork
Looking for more mortgage options?
- Online lenders. Compare more mortgages from online lenders.
- Big Four banks. Check out home loan rates from Australia's Big Four banks.
- Investors. Compare loans for property investors.
- Mortgage brokers. Find out how to get free, expert guidance from a mortgage broker.
Compare other products from Gateway Bank
- Gateway Bank savings accounts
- Gateway Bank term deposits
- Gateway Bank personal loans
- Gateway Bank car loans
What is Finder Score?
The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.
Read the full Finder Score breakdown
More resources on Finder
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Mortgage stress calculator, plus tips and support
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Compare low deposit home loans
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Variable home loan rates comparison
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Best home loan rates – 6 expert picks
Learn how to compare rates to find the best home loan and start saving money on your mortgage today.
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