Top home loan cashback offers in May 2025:
The highest value cashback offer on the market in May 2025 is:
- Regional Australia Bank. Eligible borrowers can get $2-4,000 in cashback based on their loan value.
The biggest Big Four bank cashback offer is:
- ANZ. $2,000 cashback for borrowers refinancing loans worth $250,000 or more. $3,000 for eligible first home buyers borrowing $250,000 or more.
And there are many other lenders offering cashbacks this month:
Lender | Cashback amount | Borrowing criteria |
|---|---|---|
ANZ | $2-3,000 | First home buyers and refinancers |
ANZ Plus | $2,000 | Refinancers |
ME Bank | $3,000 | Refinancers |
Greater Bank | $2-2,500 | Refinancers |
IMB | $2-4,000 | Purchasers and refinancers |
BankVic | $3,000 | Purchasers and refinancers |
Newcastle Permanent | $2-3,000 | Purchasers and refinancers |
Regional Australia Bank | $2-4,000 | Purchasers and refinancers |
Credit Union SA | $2-4,000 | Purchasers and refinancers |
Tiimely Home | $2,000 | Purchasers and refinancers* |
*Tiimely Home's cashback is only available for its 2 year fixed rate product.
Cashback update by Richard Whitten – Finder money editor
Obsessed with offers. We live track 20+ offers daily. Big banks, small, new and all inbetween, our goal is to get you more cash back in your pocket to make your re-fi worth it.
Ranked objectively. Nobody wants short term gain for long term crappy rates. That's why we score all home loans objectively so you can see how they stack up with a simple score out of 10.
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