The Homestar Star Gold Variable home loan combines one of the market's lowest variable interest rates with a 100% offset account, flexible repayments and minimal fees.
Homestar Star Gold Variable home loan
About this loan
What are the features and benefits of the Homestar Star Gold Variable home loan?
- You need a big deposit. With this loan, you can only borrow up to 70% of your property's value.
- Loan amount. You can borrow up to $850,000, and your loan must be at least $250,000 in size.
- Offset account. With a 100% offset account, this loan lets you save money in the account and offset your loan principal, meaning you can pay less interest while still having access to your cash.
- Split and redraw. With this loan, you can split the loan up to four times into fixed and variable portions. You can also make extra repayments and then redraw them if needed.
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Richard Finder
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Richard Whitten Finder
January 22, 2024
Hi Olga,
At Finder we are only licensed to provide general information and we can’t provide personalised financial advise. You could speak to a mortgage broker or financial advisor.
Vishal
October 17, 2022
I want to check if the homestar rate 3.99 includes all the RBA increases until today or there are any pending increases they still need to pass on?
Rebecca Pike Finder
October 18, 2022
Hi Vishal,
Homestar advised that the interest rate does not include the RBA increase. The adjusted rates are expected to be released by next week.
Kind regards,
Rebecca
Glenn
August 25, 2021
We would like to complete an application form for Homestar. Are we able to do this on line?
Sarah Megginson Finder
September 09, 2021
Hi Glenn,
You can submit a Homestar home loan enquiry online through their website: https://homestarfinance.com.au/star-gold/.
Simply fill out the Home Loan Enquiry form then wait for one of their mortgage specialists to contact you via phone. The application process will usually be completed over the phone.
You’ll be asked to provide information like your contact details, income, current credit obligations, available credit limits, etc. You can also contact Homestar at 1300 462 209 if you have specific questions.
I hope this helps!
Thanks,
Sarah
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Olga
January 22, 2024
Hi there,
We are in the process of buying our next home and need advice on the best home loans and the best use of the money we have in the bank, i.e., if we should put every dollar into the next house or leave some in the bank.
Also, how much do you charge?
Kind regards,
Olga
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