These home loans offer low costs, coupled with a host of features, giving the best overall value.
7+
Great
These home loans may have slightly higher interest rates or fewer features but overall, a competitive offering.
5+
Standard
Usually the home loans would offer above average rates. They may still include some competitive features.
0+
Basic
Higher costs and/or fewer features.
Mortgage House offers a range of home loans for Australian borrowers. Check out the full table of Mortgage House products below or read more about the lender.
Compare Mortgage House home loans for December 2024
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How do I apply for a mortgage from Mortgage House?
When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.
Eligibility
The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.
Age. You must be over 18 years of age.
Residency. You should be a resident of Australia.
Employment. You should have a regular source of income.
Documents required
When you apply for a mortgage with Mortgage House you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:
ING. This online bank is part of the global, Dutch financial group of the same name.
Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
Mortgage brokers. Still confused? Get free, expert guidance from a qualified mortgage broker.
What is Finder Score?
The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full bio
Richard's expertise
Richard has written 562 Finder guides across topics including:
Home loan cashback deals can help you refinance to a cheaper interest rate and get a lump sum cash payment. Compare the latest deals and check your eligibility today.
With a strong employment history and enough money in the bank, a temporary resident will be given almost the same opportunities as a citizen when it comes to home loans.
I am looking for a 90% loan within SMSF. Is there any lender that can offer this.
thanks
Finder
RichardJune 19, 2022Finder
Hi Loreen,
You can check our guide on SMSF Home Loans to see your options and learn how this type of loan works.
It is also worth seeking professional advice from a mortgage broker to get personalised advice regarding your situation. Their services are free, and they can help you find a suitable lender to work with. Simply fill out the form found on the link.
I hope this helps!
Regards,
Richard
JasonNovember 17, 2021
I’m looking for an lender that does SMSF home loans?
Finder
RichardNovember 20, 2021Finder
Hi Jason,
At this time, there are a few lenders still that offer SMSF home loans. You can check our guide here for options. Alternatively, you can reach out to a mortgage broker that could help you find suitable products from specialist lenders.
Regards,
Richard
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I am looking for a 90% loan within SMSF. Is there any lender that can offer this.
thanks
Hi Loreen,
You can check our guide on SMSF Home Loans to see your options and learn how this type of loan works.
It is also worth seeking professional advice from a mortgage broker to get personalised advice regarding your situation. Their services are free, and they can help you find a suitable lender to work with. Simply fill out the form found on the link.
I hope this helps!
Regards,
Richard
I’m looking for an lender that does SMSF home loans?
Hi Jason,
At this time, there are a few lenders still that offer SMSF home loans. You can check our guide here for options. Alternatively, you can reach out to a mortgage broker that could help you find suitable products from specialist lenders.
Regards,
Richard