What different scores mean
9+
Excellent
These home loans offer low costs, coupled with a host of features, giving the best overall value.
7+
Great
These home loans may have slightly higher interest rates or fewer features but overall, a competitive offering.
5+
Standard
Usually the home loans would offer above average rates. They may still include some competitive features.
0+
Basic
Higher costs and/or fewer features.
On this page you can find information about Heartland Reverse Mortgages. Skip ahead to the full table of products or read more about the lender.
Compare Heartland Reverse Mortgages home loans
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Heartland Reverse Mortgages lender profile
- Heartland Reverse Mortgages is one of Australia's leading reverse mortgage lenders. A reverse mortgage enables seniors to access the equity in their property to help them live comfortably in retirement without having to sell their home.
- Heartland Reverse Mortgages was founded in 2004 and has served over 21,000 Australian seniors. The company is owned by New Zealand's Heartland Group Holdings Limited.
- The company's products have borrower protection and a no negative equity guarantee, which mean that your reverse mortgage borrowing costs won't exceed the sale value of your house (ensuring that you or your family will be able to cover your debts).
How do I apply for a Heartland Reverse Mortgages mortgage?
If you'd like to apply for a home loan from Heartland Reverse Mortgages, please speak to a mortgage broker or contact the lender directly.
Eligibility
Each Heartland Reverse Mortgages product has specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
Documents required
When you apply for a mortgage with Heartland Reverse Mortgages you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Detailed guide to home loan applications and paperwork
Looking for more mortgage options?
- Online lenders. Compare more mortgages from online lenders.
- Big Four banks. Check out home loan rates from Australia's Big Four banks.
- Investors. Compare loans for property investors.
- Mortgage brokers. Find out how to get free, expert guidance from a mortgage broker.
Compare other products from Heartland Bank
What is Finder Score?
The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.
Read the full Finder Score breakdown
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Heartland Standard Reverse Mortgage
Over 60 and looking for a reverse mortgage? The Heartland Standard Reverse Mortgage could work for you.
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