South West Slopes Bank home loans

A community bank operating in the south west country area of NSW, helping you find the right home loan.

Richard Whitten's headshot

By

Richard Whitten

Updated

Fact checked

Start comparing

On this page you can find information about South West Slopes Bank home loans.

South West Slopes Bank home loan rates

Contact South West Slopes Bank directly to learn more about their mortgages and their current interest rates.

{"visibility":"visibilityTable","ctaLabel":"Calculate","tableCode":"AUFHL_FINDER_SCORE","nicheCode":"AUFHL","fields":[{"name":"LOAN_AMOUNT","value":"150000","options":"","label":"Borrowing amount","suffix":"$","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""},{"name":"PERIOD","value":"30","options":"","label":"Period","suffix":"years","useSuffixAsPrefix":false,"useDropDownOption":false,"tooltip":""}]}
1 - 5 of 11
Updated regularly
Name Finder Score Interest Rate p.a. Comparison Rate p.a. Fees Monthly Payment
South West Slopes Bank Optimum Fixed Rate
South West Slopes Bank logo
Principal & Interest 3Y Fixed20% min. depositInvestment
South West Slopes Bank logo
South West Slopes Bank Optimum Fixed Rate
Principal & Interest 3Y Fixed20% min. depositInvestment
Product NameSouth West Slopes Bank Optimum Fixed Rate
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.69%
Comp. Rate p.a.6.38%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Finder score
9.7 Excellent
Interest Rate
5.69%
Comparison Rate
6.38%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$871
South West Slopes Bank Intro Discounted Standard Variable
South West Slopes Bank logo
Principal & InterestInterest only20% min. depositOwner-occupierOffset account
South West Slopes Bank logo
South West Slopes Bank Intro Discounted Standard Variable
Principal & InterestInterest only20% min. depositOwner-occupierOffset account
Product NameSouth West Slopes Bank Intro Discounted Standard Variable
Interest Rate Typevariable rate
Repayment Type Principal & Interest Interest Only
Interest Rate p.a.5.95%
Comp. Rate p.a.6.31%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Finder score
9.3 Excellent
Interest Rate
5.95%
Comparison Rate
6.31%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$896
South West Slopes Bank Optimum Fixed Rate
South West Slopes Bank logo
Principal & Interest 3Y Fixed20% min. depositOwner-occupier
South West Slopes Bank logo
South West Slopes Bank Optimum Fixed Rate
Principal & Interest 3Y Fixed20% min. depositOwner-occupier
Product NameSouth West Slopes Bank Optimum Fixed Rate
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.59%
Comp. Rate p.a.6.14%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Finder score
9.1 Excellent
Interest Rate
5.59%
Comparison Rate
6.14%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$862
South West Slopes Bank Standard Variable
South West Slopes Bank logo
Principal & InterestInterest only20% min. depositInvestmentOffset account
South West Slopes Bank logo
South West Slopes Bank Standard Variable
Principal & InterestInterest only20% min. depositInvestmentOffset account
Product NameSouth West Slopes Bank Standard Variable
Interest Rate Typevariable rate
Repayment Type Principal & Interest Interest Only
Interest Rate p.a.6.25%
Comp. Rate p.a.6.61%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Finder score
9 Excellent
Interest Rate
6.25%
Comparison Rate
6.61%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$925
South West Slopes Bank Standard Variable
South West Slopes Bank logo
Principal & InterestInterest only20% min. depositOwner-occupierOffset account
South West Slopes Bank logo
South West Slopes Bank Standard Variable
Principal & InterestInterest only20% min. depositOwner-occupierOffset account
Product NameSouth West Slopes Bank Standard Variable
Interest Rate Typevariable rate
Repayment Type Principal & Interest Interest Only
Interest Rate p.a.6.35%
Comp. Rate p.a.6.35%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Finder score
8.8 Great
Interest Rate
6.35%
Comparison Rate
6.35%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$935
loading
Showing 5 of 11 results

South West Slopes Bank lender profile

  • Formed in 1972, SWS Bank was founded by employees from various councils in the South West Slopes region of NSW.
  • Today South West Slopes Bank has over 15,000 members, with branches in Young, Temora, West Wyalong and Cootamundra.
  • South West Slopes Bank also offers insurance, saving and deposit accounts, car loans, personal loans, financial education services and green loans for energy efficient products.

How do I apply for a South West Slopes Bank mortgage?

If you'd like to apply for a home loan from South West Slopes Bank, please contact the lender directly.

Eligibility

Each South West Slopes Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with South West Slopes Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Compare other products from South West Slopes Bank

What is Finder Score?

The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.

To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.

Read the full Finder Score breakdown

Richard Whitten's headshot
Money Editor

Richard Whitten is Finder’s Money Editor, with over seven years of experience in home loans, property and personal finance. His insights appear in top media outlets like Yahoo Finance, Money Magazine, and the Herald Sun, and he frequently offers expert commentary on television and radio, helping Australians navigate mortgages and property ownership. Richard holds multiple industry certifications, including a Certificate IV in Mortgage Broking (RG 206) and Tier 1 and Tier 2 certifications (RG 146), as well as a Graduate Certificate in Communications from Deakin University. See full bio

Richard's expertise
Richard has written 596 Finder guides across topics including:
  • Home loans
  • Property
  • Personal finance
  • Money-saving tips
More resources on Finder

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

Go to site