How to save money on groceries

If it feels like almost everything has gone up in price at the supermarket, that's because it has. Grocery prices have been putting loads of stress on our budgets, and it's no wonder Finder research confirms over a third of Australians put groceries as one of their top 3 most stressful experiences in 2024. But you can still save money on groceries – and these 20 tips give you a chance to do that, no matter where you shop.

Without further dilly-dalling, let's bring the cost of your grocery shop down...

1. Shop at night

Evenings are when many supermarkets discount food that's nearing its use-by date, such as pre-packed vegetables, meat and ready-made meals. This is a great way to save if you're looking for something to eat that night. You can also cook or freeze meat before its expiry, and chop wilting parts off vegetables to extend their life.

2. Use an app for specials and savings

Supermarket websites and apps will show you their own deals, but apps like Frugl, SmartCart and WiseList let you compare prices between supermarkets so you can find the cheapest option. Plus, you can make your shopping list in the app and share it to help you save time.

3. Sign up for paid loyalty programs

Yes, there is a cost involved, but you'll save much more than you spend if you're strategic. For $7 per month (or less if you pay annually), you can become a member at Coles or Woolies and receive double points on every shop, plus one 10% discount per month on your grocery shop, worth up to $50. We share this tip far and wide – here's what a friend of Finder had to say recently:

4. Go to ALDI for staples

ALDI is not reported to be as popular as Woolworths or Coles (just 19% of Australians say it's their supermarket of choice according Finder research) – but you'll typically find cheaper staples there. For example, when we checked online in August 2024, an 8-pack of ALDI Confidence 4-ply toilet paper was $4.79 (58 cents per roll). This compared to $8.60 for Quilton Classic Toilet Tissue 3 Ply 8 Pack at Woolworths. Stocking up on staples next time you're at ALDI can bring some nice savings – just try to avoid the lure of the middle aisle Special Buys.

5. Make enough to have leftovers

Cooking a big batch of food is often more cost-effective than making a single meal, because it means you can buy in bulk and use up ingredients that might otherwise go to waste. If it's something like soup, curry or Bolognese, you can freeze it for later or take it to work for lunch (for more savings!). You can also use leftovers to create other meals, for example using roast veggies in a delicious salad or blitzing them up for a rich soup.

6. Buy frozen or tinned

Its often cheaper to buy frozen or canned foods compared to fresh fruit and vegetables – especially if what you want is out of season.

There's also been a lot of research showing the nutritional value is similar to that of fresh foods. Frozen and tinned foods are typically processed soon after being harvested, which also preserves the flavour. Sometimes the texture will be different to fresh, particularly with tinned foods, which makes them a safer bet in things like curries and casseroles than as a side dish.

7. Go to specialty stores

Butchers, green grocers and other speciality stores typically have closer relationships with suppliers, which means they can actually be cheaper than supermarkets for some groceries.

Health food and bulk food stores can also save you money on dry ingredients like rice, oats, herbs and spices. It's still worth comparing prices with supermarkets if you can, but often these smaller stores will help you save on essential groceries.

8. Meal plan: make a list and stick to it

Planning your meals before you go to the supermarket means you can use some of the same ingredients in a few times to help make your money go further. It also saves you time and energy trying to think of what to cook every night, and can reduce food waste.

Meal planning goes hand-in-hand with having a shopping list, which can also help you avoid impulse buys to save even more.

9. Find a co-op, farmer's market or local growers

Shopping local helps support locals and can help you save money as well. Without the overheads of big supermarkets and stores with shopfronts, co-ops and farmer's markets can offer great value for money.

If you're in a regional area, keep an eye out for food stands – or even free fruit and vegetables if someone's had a bumper crop.

10. Collect Flybuys / Everyday Rewards

It's free to sign up to Flybuys and Everyday Rewards, which let you earn points at Coles and Woolworths respectively. These points can give you dollars off your shop, with 2,000 points equal to $10 off through both programs. Or you can transfer them to a frequent flyer program for future flights and other rewards. That gets you even more value, with 2,000 points typically worth $20 or more if you use them on flights.

You earn 1 point per $1 with each program as a standard – more if you're a member of the paid program – plus you can get bonus offers via email or their apps. Check out Finder's guides to Flybuys and Everyday Rewards for full details on these loyalty programs.

11. Choose imperfect foods – they taste the same!

Fruit and veg that wasn't "pretty" enough used to be thrown out or used in other ways, rather than showing up on supermarket shelves.

But a push for sustainability means imperfect carrots, apples, capsicums and other foods are now readily available – and cheaper than their more attractive counterparts.

Hungry for more? Check out 21 (legal) ways to save at the supermarket

12. Buy the store brand

Home brand products are usually made by the same factory as the brand names, but at a lower cost. In the case of food, sometimes ingredients may be slightly different – but you could always try the supermarket brand out to see (or do a blind taste test with friends).

Flour, sugar and other pantry staples are almost always the same whether they're branded or not – and things like cleaning products typically get the job done regardless of what the packaging looks like.

13. Buy in season

The further fruit and vegetables have to travel, the more expensive they become – especially with petrol prices in 2022. Buying what's in season means supermarkets can source it from farmers that are closer, helping keep your grocery costs down.

If you're not sure what's in season, The Sustainable Table Fund has a handy seasonal produce guide you can check. Both Coles and Woolworths also have details of what's in season online, and you'll sometimes find recipes in their catalogues.

14. Consider cutting back on meat

Reducing meat consumption can save you $1,844 over a year, according Finder analysis. Inflation has led to a rise across meat, poultry and seafood, with beef and veal seeing the biggest increases, so cutting back will help you save.

Expert insight

"If you're used to having a lot of meat, take baby steps. So maybe that means having one meal a week where you go plant-based, or even just increasing the plant-based foods on your usual plate as you reduce the amount of meat. It's also about experimenting and substituting foods and knowing that it's okay if it doesn't work. It's not easy to change habits, but even a small change with a goal will help."

Dr Paul Harrison

Senior lecturer and unit chair of consumer behaviour, Deakin Business School Department of Marketing

15. Avoid specialty ingredients or find substitutes

Recipes that call for ingredients you don't have on hand and hardly ever use don't have to add to your overall grocery costs. You can usually find substitutes in your pantry – or at least ones that you'll use in different dishes.

For example, if a recipe calls for mirin, you could swap it out for a mix of sugar and rice vinegar (or even white vinegar if that's what you have). There's a treasure trove of tips online for substituting just about anything.

16. Store your food correctly

There's a special kind of disappointment that comes from opening the fridge and finding slimy lettuce or floppy carrots. Turns out, there are better ways to store some foods and extend their life, including:

• Storing potatoes and onions separately
• Keeping the core in a cut capsicum
• Cutting off any damaged or bruised parts of the food
• Storing lettuce leaves in a mason jar
• Freezing milk before its expiry date if you won't use it

If you do find your vegetables looking wilted, you can often revive them in very cold water – or chop and use in stews, soups and other cooked meals after checking they taste fine.

17. Leave your kids at home

Not alone, obviously. But if you can, try to shop without the kids in your trolley to keep distractions – and the temptations to overspend – to a minimum.

"In terms of marketing, supermarkets overwhelm us with stimuli but they make it easy to make decisions with product placement, labelling and layout," Dr Paul Harrison told Finder. For example, products targeted at kids will often be at their eye level – so they're more likely to see (and want them). But if you do have to bring the kids with you, Dr Harrison said it can help to be aware of the potential temptations: "Look at reality of what's going on and say 'what can I change to remove some of these barriers?'"

18. Buy based on unit price, not sticker price

If you look at the unit pricing on supermarket shelves, you'll usually find that it's cheaper to buy the larger version of products. This is great for pasta, rice, beans, tinned and frozen foods, as well as most nuts, dried fruit and any non-perishables. Check the unit price to see which option offers the best value. Sometimes, an item that's on sale is still more expensive than other options when you compare per 100ml or per unit.

19. If you don't like it, return it

Supermarkets have return policies, just like any stores. And if something has gone bad before it should or there's another reason you're not happy, take the product and your receipt to the customer service desk.

They'll usually ask you why you want to return it as part of the process – and as long as it's a legitimate reason you'll get your money back or a replacement.

20. Get discounted supermarket gift cards

If you're a member of a club or service like NRMA, RACQ, RACV or Red Energy, you could have access to gift card discounts. Right now within the Woolworths app itself, you can get a 3% discount on gift cards to use at Woolies.

For supermarkets, you'll usually find discounts of around 2% to 4% – which means saving $2 to $4 for every $100 you spend even if what you're buying isn't on special. This means you can stand at the register or when you're about to check out online, you can hop online and buy a $300 gift card; receive a discount of $6-12; then pay immediately using that gift card. It's only a small saving, but they all add up!

To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.

Written by

Amy Bradney-George

Editor

Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full bio

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Amy has written 565 Finder guides across topics including:

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Co-written by

Sarah Megginson

Head of editorial

As an authority on all things personal finance, Sarah Megginson is passionate about helping you save money and make money. She is an editor and money expert with 20 years’ experience and an extensive background in property and finance journalism. Sarah holds ASIC RG146-compliant Tier 1 Generic Knowledge certification, and she's a regular media commentator, appearing weekly on TV (Sunrise, Channel 7 news, Nine news), radio (KIIS FM, Triple M, 3AW, 2GB, 6PR) and in digital and print media. See full bio

Sarah's expertise

Sarah has written 192 Finder guides across topics including:

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