IMB car loans

Find out about the competitive loan options from IMB that can help you get on the road.

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Elizabeth Barry

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If you're in the market for a new or used car you might want to consider what's available from IMB. Generous loan amounts of up to $125,000 are on offer if you're looking to purchase a new car. Competitive rates are also on offer for vehicles up to six years of age.

Find out more about IMB and the flexible loans it has on offer in the page below, and compare and apply for the right secured loan for your car-buying needs.

Compare your IMB car loan options

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Updated regularly
Product Finder Score Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
IMB New Car Loan
Fixed1 - 7 Years $2,000 - $125,000
IMB logo
Finder Score
9.4 Excellent
Interest Rate (p.a.)
5.99%
Comp. Rate (p.a.)
6.34%
Application Fee
$274.78
Monthly Fee
$0
Monthly Repayment
$616.71
Go to siteMore info
IMB Unsecured Personal Loan
Fixed1 - 7 Years $2,000 - $50,000
IMB logo
Finder Score
8.7 Great
Interest Rate (p.a.)
8.98%
Comp. Rate (p.a.)
9.34%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$643.76
More info
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Finder Score for car loans

To make comparing car loans even easier we came up with the Finder Score. Interest rates, fees and features across 200+ car loan products and 100+ lenders are all weighted and scaled to produce a score out of 10. The higher the score, the more competitive the product.

Read the full Finder Score methodology

  • New Car Loan. If you're purchasing a new car or one that is less than two years old you can secure a rate of 5.99% p.a. with the IMB New Car Loan. You can apply for a loan amount between $2,000 and $125,000 and repay it over a term of 7 years.
  • Secured Personal Loan. This loan needs to be secured with a new or used vehicle up to six years of age, but can be used for any purchase (this includes the purchase of that vehicle). You can borrow between $2,000 and $75,000 for terms that can extend up to 7 years. A competitive rate of 6.84% p.a. applies to this loan.
  • Unsecured Personal Loan. If you're looking to purchase a used car that's over six years old you can consider the IMB Unsecured Personal Car Loan, which comes with a rate of 8.98% p.a. You can borrow up to $50,000 with this loan have between 1 year and 7 years to repay it. You're also able to make additional repayment to pay off your loan sooner.

Is your car eligible to be used as security?

As IMB offers two secured car loans, different criteria is in place for each:

  • New Car Loan: The car needs to be new or up to two years old and between $2,000 and $125,000.
  • Secured Personal Loan: The car can be new or used vehicle up to six years of age.

How you can apply for a loan with IMB

The first step is deciding which loan is right for you to finance your vehicle purchase. Once you've done this, you can click "Go to Site" to get the application process started. You'll need to meet the eligibility criteria outlined below to be eligible to apply:

  • Be over the age of 18
  • Have a good credit history
  • Earn a monthly income

You'll need the following information on hand to complete the application:

  • Personal information including your name, contact details and a form of ID
  • Financial details such as your income, assets and expenses
  • Your employment information

The application should take approximately 15 minutes to complete.

The loan options IMB has available are competitive offerings, but as they are not the only ones in the market, it's important to compare your car loan options before you decide which one is best for you.

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Journalist

Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio

Elizabeth's expertise
Elizabeth has written 210 Finder guides across topics including:
  • Banking
  • Personal finance
  • Investing
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