AAMI Income Protection Review

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Summary

AAMI has been Highly Commended in the 2025 Finder Income Protection Awards. Read on for details about why.

Pros

  • AAMI was Highly Commended in the 2025 Finder Income Protection Awards because it offers decent coverage limits yet is still better priced than its competitors.
  • It has a good finder score of 8.01.
  • It can cover up to 75% of your monthly income, which is higher than some others.

Cons

  • It covers you for up to $10,000 monthly - lower than some other providers.
  • Death cover is not included like it is with some other providers.

In this guide

  • Review
  • Details
    • Product details
  • Frequently asked questions
  • Your reviews

Details

Product details

Maximum Monthly Benefit $10,000
Maximum % of income covered Up to 75%
Maximum Benefit Period 5 years
Expiry Age 65
Maximum Entry Age 60
Waiting Period Options 14, 28, 60 or 90 days
Death Cover
Underwriter TAL Life Limited

Detailed overview of AAMI income protection

What you're covered for

Feature
Definition
AAMI's coverage
Maximum monthly benefit
This is the maximum dollar amount that AAMI is willing to cover you for.
$10,000
Percentage of income covered
This is the maximum percentage of your income that AAMI is willing to cover you for.
75%
Maximum benefit period
This is the maximum length of time that AAMI will pay your benefit for.
6 months, 1, 2 or 5 years
Expiry age
This is the age when your policy will expire.
65
Max entry age
This is the oldest you can be when you take out a policy.
60
Waiting period options
This is how long until your policy begins paying out.
14, 28, 60 or 90 days

Compare other products from AAMI

Frequently asked questions

Your reviews

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