We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Income Protection is a little complicated and a lot overwhelming. That's why we made the Finder Score, to make it easier to compare Life Insurance products against each other. Our experts analysed over 12 products and gave each one a score between 1 and 10.
But a higher score doesn't always mean a product is better for you. Your situation is unique, so your policy choice will be too. Don't think of Finder Score as the final word, but as a good place to start your life insurance comparison.
Read full Finder Score methodology
Get your first month of cover for free
| Maximum monthly benefit amount | Up to $12,000 (your benefit period can be 1, 2 or 5 years) |
|---|---|
| Age of entry | 19-60 |
| Residency status | Australian citizen or permanent resident living in Australia. |
| Employment status | You're working between 20 and 60 hours per week and either employed in a permanent position, or have had a consistent income for at least 2 years if employed in a non-permanent position or self employed. |
| How do I apply? | Online or over the phone |
Ezicover Income Protection is designed for people who have or expect to have financial commitments that they would be unable to pay if they could not work and earn an income due to sickness or illness.
You can apply if:
With ahm income protection, you can over up to 70% of your income (up to $10,000 monthly) if you can't work after sickness or injury.
How much could you save if you lived in a different city in Australia? Let's find out.
A guide to everything you need to know about income protection claims.
Income protection for sole traders provides financial support, via a monthly payment, if you’re unable to work due to illness or injury.
One of the benefits of income protection insurance is that you may have the ability to claim a tax deduction on your premium benefits. Find out if the same rules apply for policies inside super.
Most providers no longer offer unemployment insurance in Australia if you're made redundant.
NobleOak has been offering personal insurance solutions direct to Australians for over 137 years. Discover the benefits and features available on the NobleOak Income Protection policy and make a secure enquiry for cover.
Looking to protect your income if you suffer a serious illness or disability? Insuranceline Income Protection can cover up to 75% of your income
Interested in receiving a quote for BT Income Protection Insurance? Find out what is covered under each of the policies and make a secure enquiry for cover.
Looking for the best income protection insurance but not exactly sure where to start? Compare the Finder Awards 2023 insurance winners.
Will i be able to claim income protection if i get corona virus or my business closes
Hi Vanessa,
Thanks for your comment and I hope you are well.
Yes, you will be able to claim income protection for coronavirus as there are no exclusions for epidemics or pandemics in income protection policies. According to or review, your insurer promises to pay a percentage of your typical wage if you ever become too sick or injured to work. Policies will usually payout up to 75% of your regular gross income but note that this is dependent on your provider. This goes for employed or self-employed individuals. For waiting periods, Zurich has 30 days waiting period. During this time, you won’t receive any money during the waiting period, and it won’t be backdated.
In the event of loss of job due to business closure, you can contact Zurich to ask how they handle this situation. Know that your insurance company’s response this week might not be the same way it responds next month. We have a guide on how to prepare for the possibility of unemployment.
At this point in time, it’s important to review your insurance policy’s Product Disclosure Statement and terms and conditions and contact your provider for any questions you have.
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki