Insuranceline Income Protection Insurance review

- Maximum % of income Covered
- 75%
- Maximum Monthly Benefit
- $10,000
- Maximum Entry Age
- 60
- Maximum Benefit Period
- 5 years
Our verdict
Insuranceline has been Highly Commended in the 2025 Finder Income Protection Awards. Read on for details about why.
- Insuranceline was Highly Commended in the 2025 Finder Income Protection Awards because it has decent coverage limits and is on the more affordable side of things.
- It has a high finder score of 8.1.
- It can cover up to 75% of your monthly income, which is higher than some others.
- It covers you for up to $10,000 monthly - lower than some other providers.
- Death cover is not included like it is with some other providers.
Details
Product details
Maximum Monthly Benefit | $10,000 |
Maximum % of income covered | Up to 75% |
Maximum Benefit Period | 5 years |
Expiry Age | 65 |
Maximum Entry Age | 60 |
Waiting Period Options | 14, 28, 60 or 90 days |
Death Cover | |
Underwriter | TAL Life Limited |

Congratulations, Insuranceline!
Insuranceline has taken out a Highly Commended award at this years Finder Income Protection Awards. With generous benefit limits and affordable cover, it's earned its place.
- Highly Commended, Best Income Protection
Full list of 2025 income protection winners
Detailed overview of Insuranceline income protection
What you're covered for
Feature | Definition | Insuranceline's coverage |
---|---|---|
Maximum monthly benefit | This is the maximum dollar amount that Insuranceline is willing to cover you for. | $10,000 |
Percentage of income covered | This is the maximum percentage of your income that Insuranceline is willing to cover you for. | 75% |
Maximum benefit period | This is the maximum length of time that Insuranceline will pay your benefit for. | 5 years |
Expiry age | This is the age when your policy will expire. | 65 |
Max entry age | This is the oldest you can be when you take out a policy. | 60 |
Waiting period options | This is how long until your policy begins paying out. | 14, 28, 60 or 90 days |
Death cover | This is a feature option that allows you to be covered for a lump sum in the event of your accidental death. | No |