Compare features and benefits, then click Get Quote to get a personalised quote from the insurer.
Life Insurance is a little complicated and a lot overwhelming. That's why we made the Finder Score, to make it easier to compare Life Insurance products against each other. Our experts analysed over 20 products and gave each one a score between 1 and 10.
But a higher score doesn't always mean a product is better for you. Your situation is unique, so your policy choice will be too. Don't think of Finder Score as the final word, but as a good place to start your life insurance comparison.
Read full Finder Score methodology
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We've done 100+ hours of policy research to help you understand what you're comparing.
Life insurance pays a lump sum of money when you pass away or become terminally ill.
You can select how much you want to receive. Options typically range from $100,000 to $25 million.
The money is given to the people you nominate as the beneficiaries when you take out a policy. This means, if you pass away, your loved ones will still be able to afford mortgage payments, ongoing bills and other living expenses.
TPD covers you if you get severely injured or sick. For example, if you become blind or paralysed after a car accident and become permanently disabled.
Typical cover range: $50,000 to $5 million.
Trauma cover, sometimes called critical illness cover, is a policy add-on that pays a lump sum if you are diagnosed with a major medical condition, such as cancer or a heart attack.
Typical cover range: $500,000 to $2 million.
Income protection insurance pays a monthly benefit if you are unable to work due to illness or injury. Usually, it will only pay up to 70% or 75% of your typical wage for a period of 2 or 5 years.
Our life insurance guides can help you compare and understand what cover option is right for you.
What is life insurance?
Find out the ins and outs of life insurance, from how it works to why it's so important for many families.
How much life insurance do I need?
Work out your how much life insurance you need with our quick quiz.
How to make a life insurance claim
3 simple steps to make the claims process go more smoothly during a difficult time.
Stepped vs level premiums: What's the difference?
Stepped premiums increase as you age, level premiums don't — but the latter is pricier to start with.
Budget Direct's life insurance offers a high maximum cover limit, decent policy add-ons and competitively-priced cover.
Compare life insurance policies for 35-year-olds
Find life insurance for medical workers. Insurance that covers the unique risks faced by frontline medical professionals.
Are you a farmer? See how life insurance for farmers can protect you and your family.
Does having diabetes affect your ability to take out a life insurance policy? Find out what Australian insurers say.
If you pay for life insurance, you might be eligible for a tax deduction. In some cases, you won't need to pay tax on benefits.
Review the Australian Seniors Life and compare options available.
Review the core life insurance policies available from Suncorp.
By 2066, 1 in 5 Australians will be over the age of 65.
BT has grown to become one of the most respected insurance groups in Australia. Find out what is covered under the BT Life Insurance policies and receive a secure quote for cover from an insurance consultant.
