MONEYME Personal Loans

Borrow between $5,000 and $50,000 in just a few hours.

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Elizabeth Barry

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MONEYME

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MONEYME offers personal loans of up to $50,000 with quick online application and fast turnaround times, allowing you access to funds within a few hours.

Pros and cons

  • Fast turnaround time of 1 to a few hours.
  • A mobile app that allows you to view and manage your loans.
  • Better rates for property owners.
  • Consider additional cost of establishment fee and $10 monthly fee.
  • You can't get a loan if you're a casual employee.

Compare MONEYME Personal Loans

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1 - 2 of 2
Updated regularly
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
MONEYME Personal Loans
MONEYME logo
Variable3 - 5 Years $5,000 - $50,000
Interest Rate (p.a.)
6.74%
to 24.49%
Comp. Rate (p.a.)
8.13%
to 25.87%
Application Fee
$395 - $495
Monthly Fee
$10
Monthly Repayment
$947.98
More Info
 Homeowners can unlock lower interest rates (depending on your credit score).
MONEYME Debt Consolidation Personal Loan
MONEYME logo
Variable3 - 5 Years $5,000 - $50,000
Interest Rate (p.a.)
6.74%
to 24.49%
Comp. Rate (p.a.)
8.13%
to 25.87%
Application Fee
$395 - $495
Monthly Fee
$10
Monthly Repayment
$947.98
More Info
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Showing 2 of 2 results

What types of personal loans does MONEYME offer?

MONEYME is an online financial provider that promotes responsible lending. This means that you won’t be approved for a loan you can’t afford to repay. You can choose from 3 product types:

  • Personal loan. This product is for loan amounts of between $5,000 and $50,000. You will be charged between $395 and $495 as an establishment fee. The interest rates also vary between 6.74% p.a. and 24.49% p.a., and the loan can be repaid over a maximum term of 5 years.
  • Debt Consolidation Loan. If you have existing debts, consider this loan to merge them all into one, easier to manage loan. Borrow from $5,000 up to $50,000 at a fixed rate between 6.74% p.a. and 24.49% p.a. Your rates will be based on your current credit and debt situation.

What features does MONEYME offer with its personal loans?

  • Repayments align with your pay cycle. Loan repayments are lined up with your pay cycle and are automatically direct debited.
  • Responsible lending. MONEYME only approves loan amounts that you can afford to repay. Repaying your loan on time helps develop a positive loan rating, which means you benefit from lower rates the next time you borrow from MONEYME.
  • Quick turnaround. Loan applications are approved quickly and money is available within a few hours, or within the hour if you bank with CommBank. This may vary if you apply on a weekend or outside business hours.
  • Flexible terms. Repayment terms are customised to borrowers' budgets and pay cycles. Loans of between $5,000 and $15,000 can be repaid over a maximum of 36 months. Loans of at least $15,001 to $50,000 can be repaid over a maximum of 60 months.
  • No paperwork. This application process is paperless, meaning you sign the loan agreement electronically. As part of the verification process, MONEYME uses illion Open Data Solutions technology for read-only access to your bank statements from the last 90 days.

How you can apply for a personal loan from MONEYME

You can apply for a MONEYME loan conveniently online. Before supplying personal and financial information, you’ll be asked to specify the loan amount, the desired loan period and the loan purpose.

You must meet the following eligibility criteria in order to apply for a loan:

  • You must be an Australian resident
  • You must be employed
  • You must be aged 18 years or older

You’ll need the following documents on hand:

  • Bank details so your loan can be deposited
  • Mobile phone number
  • Valid email address

MONEYME’s personal loan products are designed to reward good customers with lower rates and added benefits. However, it’s best to compare your loan options before you apply.

Frequently asked questions

Compare other products from MONEYME

Compare other personal loans

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1 - 8 of 8
Updated regularly
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Harmoney Unsecured Personal Loan
Harmoney logo
Finder award winner
Fixed3 - 7 Years $2,000 - $70,000
Interest Rate (p.a.)
5.76%
to 24.03%
Comp. Rate (p.a.)
6.55%
to 24.98%
Application Fee
$275 - $575
Monthly Fee
$0
Monthly Repayment
$926.83
More Info
NOW Finance No Fee Unsecured Personal Loan
NOW Finance logo
Finder award winner
Fixed18 Months - 7 Years $5,000 - $50,000
Interest Rate (p.a.)
6.75%
to 26.95%
Comp. Rate (p.a.)
6.75%
to 26.95%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$922.89
More Info
OurMoneyMarket Unsecured Low-Rate Personal Loan ($5,000-$75,000)
OurMoneyMarket logo
Finder award winner
Fixed1 - 7 Years $5,000 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.50% - 6%
min. $250
Monthly Fee
$0
Monthly Repayment
$934.23
Go to siteMore Info
Latitude Variable Rate Personal Loan
Latitude Financial Services logo
Variable2 - 7 Years $5,000 - $70,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.37%
to 30.69%
Application Fee
$0
Monthly Fee
$13
Monthly Repayment
$973.85
More Info
Special Finder offer: $395 establishment fee waived for approved personal loan applications submitted through Finder. Latitude may withdraw offer at any time. T&Cs apply.
NAB Personal Loan Unsecured Fixed
NAB logo
Fixed1 - 7 Years $5,000 - $55,000
Interest Rate (p.a.)
8.49%
to 20.49%
Comp. Rate (p.a.)
9.88%
to 21.78%
Application Fee
$250
Monthly Fee
$15
Monthly Repayment
$969.78
Go to siteMore Info
OurMoneyMarket Secured Personal Loan ($5,000-$75,000)
OurMoneyMarket logo
Fixed1 - 7 Years $5,000 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.50% - 6%
min. $250
Monthly Fee
$0
Monthly Repayment
$934.23
Go to siteMore Info
OurMoneyMarket Home Improvement Loan
OurMoneyMarket logo
Fixed1 - 7 Years $5,000 - $100,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.50% - 6%
min. $250
Monthly Fee
$0
Monthly Repayment
$934.23
Go to siteMore Info
NAB Personal Loan Unsecured Variable Rate
NAB logo
Variable1 - 7 Years $5,000 - $55,000
Interest Rate (p.a.)
8.49%
to 20.49%
Comp. Rate (p.a.)
9.88%
to 21.78%
Application Fee
$250
Monthly Fee
$15
Monthly Repayment
$969.78
Go to siteMore Info
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Showing 8 of 8 results
Elizabeth Barry's headshot
Lead Editor

Elizabeth Barry was the lead editor for Finder. She has over 10 years' experience writing about a range of topics with a focus on personal finance. You’ll find her writing and commentary in a range of publications and media including Seven News, the ABC, MSN, the Irish Times and Singapore Business Review. See full bio

Elizabeth's expertise
Elizabeth has written 211 Finder guides across topics including:
  • Banking
  • Personal finance
  • Investing
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2 Responses

    Default Gravatar
    VickiSeptember 27, 2023

    All that I what to borrow is 50 dollars

      AvatarFinder
      SarahSeptember 27, 2023Finder

      Hi Vicki, you can contact MoneyMe directly. Also if you’d like some help with managing your bills and debts overall, it might be worth contacting the National Debt Helpline: ndh.org.au.

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