Motorhome insurance Australia

What it is, what it can cover and where you can get it.

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By

Peta Taylor

Updated

Fact checked

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Key takeaways

  • Motorhome insurance is for vehicles with a motor, not for towed vehicles like caravans or camper trailers.
  • Motorhome insurance can cover you for hail, storm, fire, damage and theft.
  • There are a range of providers to purchase this cover from.

What is motorhome insurance?

Motorhome insurance is like car insurance for your motorhome. It's specifically for vehicles with motors, instead of vehicles that are motorless and are towed by a car - like a camper trailer. It includes coverage for motorhome specific needs like your annexe, food spoilage, motor burnout and more.

What's included in motorhome insurance?

Every policy is different but you can use the below as a general guide for what's typically included and what's sometimes available as an optional extra.

Typical inclusions

These benefit inclusions and limits will change per provider. To know the specific for your provider, check the product disclosure statement (PDS).

  • Legal liability
  • Accidents; damage arising as the result of an accident. This includes damage to your motorhome as well as damage your motorhome causes to other property
  • Fire, storm and flood
  • New motorhome replacement if yours is written off in the first 2 years of its registration. The terms of this benefit change from provider to provider
  • Theft and vandalism
  • Towing
  • Emergency repairs
  • Emergency accommodation and transport
  • Contents
  • Food spoilage
  • Lock replacement

Typical optional extras

  • No excess window glass damage
  • Hire vehicle
  • Motor burnout

Motorhome insurance provider comparison

1 - 8 of 8
Updated regularly
Product AUFCI-VAN Accidental Damage Legal liability New Vehicle Replacement
NRMA Motorhome
NRMA logo
$20,000,000
APIA Motorhome
APIA logo
$20,000,000
Suncorp Motorhome
Suncorp logo
$20,000,000
KTInsurance Motorhome
KTInsurance logo
$20,000,000
QBE Motorhome
Green Company
QBE logo
$20,000,000
Jayco Motorhome
Jayco logo
$20,000,000
CIL Motorhome
CIL logo
$20,000,000
Youi Motorhome
Youi logo
$20,000,000
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FAQs

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Written by

Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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