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I am looking for my dual occupancy home insurance
Hi Eduardo, Dual occupancy covers a few different scenarios. In multi-unit dwellings like apartments, strata insurance covers the building structure, but this is organised by the body corporate. As a renter or owner-occupier, you might consider separate contents insurance for your own possessions to protect against theft or accidental damage. Hope this helps.
Original property subdivided into Lot A, B and C. Townhouse built on A, Townhouse built on B (mine) and Lot C is Common Property and used as a driveway for both A and B properties. There is no strata title or owners corp. I am concern3d about public liability and legal cost of personal injury on the common property. My home and content insurance won’t cover the common property. Other insurance companies I have tried will only offer strata insurance if there is a strata title or owners corp. I am looking for legal liability coverage for the common property. Thanks
Hi Andrew,
Given the bespoke nature of your requirements, it would be a good idea to engage an insurance broker. They often work with specialist insurers, so they can help you get the cover you need. Best of luck!
I am looking for quotes for strata property owners building and content insurance.
Hi Garry, Our detailed guide to strata insurance explains how it works and where you can get quotes.
bought contents insurance with budget direct thru your site after it showed various insurers and there premiums. just went looking for building insurance but whilst it lists various insurers it doesnt show premiums am i missing something? with thanks bob.
Hi Bob, We don’t show rates for building insurance as the costs will vary depending on the type of building, its age and its location. But you can compare building insurance by looking at the Finder Score for each provider, which gives you a good indication of value and inclusions. Hope that helps!
How can I find out which insurers will quote on home & contents insurance for a house on 10 acres (4 ha) on the outskirts of Sydney? So far I have started 2 on-line quotes only to find that they will not cover our property.
Hi Fiona,
You might be better off finding an insurance broker. They will review the market for you and help you find a specialist insurer that meets your needs.
Hope this helps!