Amex Gold Business Card Plus: 3 essential tools for SME growth

With the launch of the American Express Business Gold Plus Card, you can unlock all sorts of B2B extras for your organisation.

As a business owner, you need the right tools to empower your success – and that starts with the Business Card you use for everyday transactions.

1. B2B bonuses

Your business doesn't operate in a vacuum. It's part of a much wider ecosystem of partners, software and other everyday solutions – and that's before you even get to customers!

So you want to choose B2B partners and solutions wisely. They make a big difference to the services you can offer, and how you can reach customers.

The American Express Business Gold Plus Card features a range of embedded B2B benefits to help you tackle everyday challenges, including:

• $100 credit back for Accounting spend with Xero¹
  Xero can help you upgrade your accounting services. This can help free up your time from handling finance admin – and let you build your business instead.
• $100 credit back for Advertising spend with Meta¹
  Reach new audiences through targeted advertising on Meta's outlets like Facebook and Instagram.
• $100 credit back for Marketing spend with Google Ads¹
  Boost your profile with the most-used search engine in the world.
• $100 credit back for Cloud Services spend with AWS¹
  Investing in cloud storage with AWS means you won't need to worry about data loss.
• Up to $150 credit back for technology spend with Dell²
  Upgrade your tech with Dell Technologies and get your purchase amount back as a credit, up to $75 back, benefit redeemable twice per calendar year. That's up to $150 in total. Use your credit to support your planned IT spend or to fund additional needs.

2. Empower everyday cash flow

There are plenty of day-to-day expenses when you run a company, so you want to make sure you're equipped to handle them.

That's why cash flow is key for Australian businesses.

And having the right Card in place to enable cash flow certainly beats having to wait for invoices to get paid before you can make essential purchases.

The American Express Business Gold Plus Card is a Charge Card that gives you up to 55 days to pay for purchases.³

You're able to handle everyday expenses and make in-the-moment purchases to support your business.

You can empower your employees too, with up to 2 complimentary Employee Cards.

This can enable employees to make financial calls on the spot without a complex approval process from your accounts department.

Whether they're just taking clients out for coffee or purchasing supplies on the road, it's a great way to equip your team – while reducing hassle for you.

3. Earning Extra Rewards Points

Ideally, you want to be rewarded for your everyday business expenses. After all, the right rewards program can help you offset company costs, entertain clients and reward staff.

The American Express Business Gold Plus Card lets you enjoy an accelerated rate of rewards.

You can earn up to 3 Points per dollar spent.

• Earn 3 points per $1 spend at Xero, Google Ads, Meta, Amazon Web Services and Dell.
• Earn 2 points per $1 spend with AccessLine^®. Subject to an application and approval process.
• Earn 1.5 points per $1 on everyday spend.
• Earn 1 point per $1 spend on government spend, including the ATO.⁴

Accelerated earn rates apply on the first 200,000 points earned per calendar year. After this, you'll earn 1 point per $1 spend across all categories. Importantly, this is uncapped – and there's also no expiry date on their use.

Everyone deserves a treat from time to time – yourself included!

Learn more about the American Express Business Gold Plus Card

Name	Bonus points	Points per $ spent	Purchase rate p.a.	Annual fee
American Express Business Gold Plus Card Membership Rewards Ascent	Bonus points 150,000	Points per $ spent 1.5	Purchase rate p.a. 0%	Annual fee $395	Go to siteMore Info Compare	ABN holders w/ $75,000 revenue. Get 150,000 Membership Rewards Bonus Points when you spend $5,000 within the first 3 months. Plus, earn up to 3 points per $1 spent at Xero, Google Ads, Meta, Amazon Web Services and Dell.

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• Extra info about American Express

  1. Business Gold Plus Statement Credit Benefit. Save the American Express® Business Gold Plus Card benefits to your Card and spend $100 in one or more transactions, to get $100 back once per merchant at the following merchants: Xero, Meta, Google Ads, AWS. Benefit redeemable once each calendar year until the benefit end date of 31/12/2026. Terms, conditions and exclusions apply. Benefit Limit is $100 per calendar year. Each redemption period resets on 1 January until the offer end date of 31/12/2026. You cannot carry any unused offer value from one redemption period into the next.
  2. Business Gold Plus Dell Benefit. Save this American Express^® Business Gold Plus benefit to your Card and spend with Dell Technologies online at www.dell.com.au or via phone on 1800 880 855, to receive your purchase amount back as a credit, up to $75 back every 6 months. That's up to $75 back in statement credits between January and June and again between July and December. Benefit ends 31 December 2026. Terms, conditions and exclusions apply.
  3. Extend your cash flow by up to 55 days. Depending on your method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
  4. Membership Rewards® Program for The American Express® Business Gold Plus Card.
     Subject to the Terms and Conditions of the Membership Rewards® program available at americanexpress.com/en-au/rewards/membership-rewards/terms.Earn 3 points per $1 spent directly at these selected merchants: Xero, Google Ads, Meta for Business, Amazon Web Services (AWS) and Dell. Spend made through an aggregator or intermediary 3rd party platforms for these transactions may not be eligible for accelerated points earn.Earn 2 points per $1 spent with American Express® AccessLine. This information has been prepared without taking into account your objectives, financial situation or needs. You should read the AccessLine Terms and Conditions and consider the appropriateness of Australian domestic payments using AccessLine in relation to your individual requirements. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. To use AccessLine, you must have an eligible American Express Corporate Card or American Express Business Card that is registered to use the service. Terms, conditions, fees and charges apply. Learn more about AccessLine here.Earn 1.5 points for every $1 spent everywhere else except government where you will earn 1 point for every $1 spent. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation, Federal/State and Local government bodies. Industry-specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example, a payment made to Local Government bodies processed through a payment aggregator may earn points at the government earn rate.After a total of 200,000 points is earned in a calendar year, you will earn 1 point for every $1 for all spend, uncapped and with no expiry. Points earned by Primary and Employee Card Members on a Card Account contribute to the 200,000 points threshold each calendar year and threshold resets on 1st January every year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.