Group accidental injury insurance: 4 myths and must-knows
We break down the myths around group accidental injury insurance and show you the essentials you need to know about getting cover.
Sponsored by Flip Insurance. When you're planning your next adventure, why not get cover with Flip? With on-demand accidental injury coverage, no-lock-in contracts and easy claims, it helps you get prepared for whatever life throws your way.
Playing sports with a group of friends or a team of sporting colleagues has a bunch of benefits. But if anyone gets injured, you've got to be sure that they'll be looked after properly. That's where group accidental injury insurance can be extremely helpful.
Learn more about Flip Group Active
🤔 Myth 1: It's only for professional event organisers and leagues
First things first – providers like Flip Insurance and group accidental injury insurance aren't just for event organisers or pro sports leagues.
So what's the real story?
🔎 Myth Busted! No – It's actually for a wide range of purposes!
From fun-run groups to organised amateur team sports and school or uni clubs, group accidental injury insurance can cater to a huge range of different organisations.
It can help add an extra layer of protection, in addition to traditional forms of cover like public liability insurance. Flip Insurance offers Flip Group Active, which can be used for a range of different group activities.
So, whether you're looking to organise cover for a group of friends or a season of sports, group accidental injury cover can be a useful tool to have handy.
🤔 Myth 2: It's too expensive!
Getting a whole group of people covered for high-intensity activities? Sounds pretty spenno, right?
Well, read on and find out the real story!
🔎 Myth Busted! You only pay when you're using it
One of the big advantages of Flip Group Active is that it's pay-as-you-go.
So you're only paying when necessary – for example, when your team has a game or during a training session.
Cover starts from a few dollars a day per person and you're able to simply switch it on and off as required. So, it's not adding excess costs throughout the whole sporting season.
🤔 Myth 3: I won't be able to cover all of our activities
Playing sport – any type of sport – is a tough calling. The risk of getting hurt is real and you've got to be prepped for it. So surely insurers shy away from covering it, right?
Well...maybe not!
🔎 Myth Busted! With the right provider, you can cover almost anything
Group accidental injury insurance can cover a MASSIVE range of activities and circumstances – you'd probably be more surprised at what it doesn't cover. You can see a selection of the activities covered over at Flip's website.
And yes, it does cover skydiving. We didn't pick the picture up top just for fun.
🤔 Myth 4: Claims will be too complex
With great power comes great responsibility, right? Though Spider-Man made this quippy piece of wisdom look fun, in practical terms it tends to mean a lot more paperwork.
But not, perhaps, with the right provider...
🔎 Myth Busted! Claimants can process the claim themselves, saving you time and hassle
If a claim ever needs to be made, Flip Group Active allows the injured person to make the claim themselves. The injured person doesn't need to worry that their injury will slide down your list of priorities as the team or event organiser – and in turn, you're able to minimise the admin involved at your end.
It's a straightforward online process with minimal fuss, designed to benefit you and the injured party.
One of the other advantages that Flip Group Active offers to claimants is that the funds aren't paid directly to medical providers.
Rather, they're able to spend the funds in the way that best suits their recovery needs. This means it can supplement their existing health insurance.
Learn more about how Flip Group Active can benefit your organisation
Sponsored by Flip Insurance. When you're planning your next adventure, why not get cover with Flip? With on-demand accidental injury coverage, no-lock-in contracts and easy claims, it helps you get prepared for whatever life throws your way.
