Swimming lessons to ski holidays: Ways to ensure your kids are insured
Keeping the kids safe while they have fun is crucial. We show you how on-demand insurance can help keep them protected.
Sponsored by Flip Insurance. When you're planning your next adventure, why not get cover with Flip? With on-demand accidental injury coverage, no-lock-in contracts and easy claims, it helps you get prepared for whatever life throws your way.*
While your little ones are having fun, you always want them to stay safe and protected.
Taking proper safety precautions and wearing protective gear is important – and insurance is a crucial part of the process, too.
But where do you get started? Can insurance cover all the bumps and grazes that tend to come with being a kid?
Read on and we'll talk you through some of the ways that on-demand insurance can benefit your kids – and the whole family as a result.
1. You can cover your kids on an as-needed basis
Insurance is often associated with lengthy policies and pricey ongoing costs.
But taking out an elaborate policy every time the kids want to go to the park isn't very cost-effective or time-efficient!
Not to mention that not all activities are equally risky. A day of colouring in or playing with friends online definitely isn't as fraught as a day at the jungle gym.
Having access to on-demand cover can be a great alternative.
One option is Flip Insurance. It offers an accidental injury product for children via Flip Kids.
Flip Kids is designed for kids aged 5-17, and allows you to sign up for short-term insurance for as little as $7 a day.
This can be implemented by parents or guardians on a child-by-child basis.
You're also able to switch it on and off as needed.
So if you know your kids are going to be tackling something new or a bit risky – like learning to ride a bike – you can just switch it on straight away.
Once they're done for the day, you're able to turn it off again. And you always know it's ready to go for the next time.
2. You can supplement your health insurance
As a parent, you may already have family health insurance in place.
Sometimes there are gaps in coverage, though. Health insurance doesn't always cover certain types of accidents and you may not want to drive up your claims unnecessarily.
To make up the shortfall or to get coverage outside the norm, as-needed insurance like Flip Kids can be quite handy.
Combined with its switch-on, switch-off approach, you don't need to worry about not being able to get coverage at a key moment.
3. You can cover activities like sports
One of the most common ways for kids to get injured is while they're playing sport. Whether it's a team-based activity or a solo one, sport always has some risk attached.
In these instances, it's a good idea for your kid to have coverage while they're out on the field.
Flip Kids covers an enormous range of activities for kids – from soccer to skateboarding, you can be pretty sure that it's covered. In fact, you can check their website for a very extensive list of which activities they'll cover.
Being able to purchase on-demand insurance on an as-needed basis can be great for your peace of mind.
The kids are free to exercise and have fun, while you can be sure they'll have some cover if anything goes wrong.
4. You can keep the claims process simple
If your child does get injured, the last thing you want to be concerned about is lengthy paperwork.
What's really important is getting them looked after and ensuring that they can start the journey to recovery.
Opting for insurance that has a streamlined claims process is an excellent way to avoid issues if an accident does occur.
To point to one example, Flip Insurance allows you to submit your claims online. Once you've gathered all of the relevant info, the process only takes about five minutes.
Additionally, Flip Insurance pays any funds from an approved claim straight to you.
This way, you're able to use the funds in the best way possible for your child's care.
Discover more about getting your kids covered with Flip Insurance today
Sponsored by Flip Insurance. When you're planning your next adventure, why not get cover with Flip? With on-demand accidental injury coverage, no-lock-in contracts and easy claims, it helps you get prepared for whatever life throws your way.*
