5 benefits of prepaid crypto debit cards

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If you're looking to spend your crypto outside of the Blockchain, prepaid debit cards can be handy.

Sponsored by Bybit. With the Bybit Card, you're able to convert crypto to fiat currency and preload your Card for spending. With six supported cryptocurrencies, access to rewards and investment products, it can serve as an everyday debit card for your spending.

Traditionally, spending crypot in a convenient way has been a hassle. But the good news is that there are solutions available – like crypto debit cards.

Learn more about the Bybit Card


👋 Hey there! As this article is sponsored by Bybit, we'll be using some examples from its products in this article. But always compare your options and do your research. You can find out more information in Bybit's Financial Services Guide. Cryptocurrencies are high-risk investments. Additionally, make sure you also read the Product Disclosure Statement and Target Market Disclosure on the Bybit website. You should also read any relevant disclaimers and the Terms and Conditions before signing up for this service.

1. You can earn card-based rewards

Many debit cards entitle you to rewards for everyday spend – the Bybit Card is no exception.

As a member, you'll have access to:

  • Rewards Points – Earn Rewards Points for select transactions, which can be redeemed for trading boosters, digital items and physical Bybit merchandise.
  • Cashback – Rewards Points can also be used for "cashback" on your purchases, which is paid via USDT. You can then convert this additional crypto into fiat for use on your Bybit Card.
  • Rebates – Paying for certain online services with your Bybit card can enable you to a rebate on the cost. The specifics vary depending on the service, but can be up to 100%.
  • Savings – Bybit Card membership also entitles you to access to Bybit Savings, an investment service that can potentially help you grow your crypto investments.

Bybit Card Rewards

You can see a more comprehensive overview of the rewards you can earn on the Bybit website.


2. You can spend crypto on the spot

Crypto debit cards – like the Bybit Card – allow you to convert your crypto into fiat currency, and then preload your card with funds.

This doesn't mean you have to sacrifice security. Your card isn't a direct line to your holdings.

Instead, you transfer crypto into an attached account. In the case of the Bybit Card, this is called the Funding Account.

You can attach your Funding Account to your existing crypto wallets. You're also able to purchase crypto through Bybit's One-Click-Buy service.

Once you've converted your crypto to a fiat currency, you're ready to spend online or in-store – just like with a traditional debit card.


3. You'll have access to multiple payment methods

In addition to serving as a debit card, some crypto cards can also be added to digital payment services, like Google Pay.

The Bybit Card is one of them. This lets you make payments with your crypto through your phone, in person and online.

Google Pay is currently available for Australian Bybit Card Members, with Apple Pay coming soon.


4. You won't be charged annual fees or hidden fees

The Bybit Card requires no annual or issuance fees. It's also delivered to you free of charge, usually within three days.

You can see all of the other associated fees listed on Bybit's website.

Having a clear picture of any associated fees can help you make more informed decisions about your crypto conversion and purchases.


5. Manage your crypto spending via app

Since crypto debit cards are prepaid, you'll want to make sure that you can keep a close eye on your funds, too.

So having app access is important, to ensure you can check balances, make payments and transfer funds in real time.

The Bybit Card features app support, allowing you to manage your account from a central point. Importantly, you're able to convert more crypto to fiat when you're ready to spend again, too.


Learn more about the Bybit Card

Sponsored by Bybit. With the Bybit Card, you're able to convert crypto to fiat currency and preload your Card for spending. With six supported cryptocurrencies, access to rewards and investment products, it can serve as an everyday debit card for your spending.

Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade. Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
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