3 signs you’re officially thrifty – and 3 ways to be even thriftier!
Cop a squiz at some of the ways you can get better value on your insurance.
Sponsored by ALDI Insurance. Get a quote in 3 minutes across home & contents or car insurance today. Just visit the ALDI Insurance website and get started. Simple, smart.When it comes to insurance, being thrifty and watching your expenses are essential. But thriftiness isn't just about the cost. It's also about knowing what you're covered for - ensuring you're getting the most bang for your buck.
👋 Hey there! We've partnered with ALDI Insurance for this article, so we'll be using its products as an example throughout. However, you should also do your own research to determine which insurance product is right for you. You should read the relevant terms and conditions carefully before signing up for any insurance product.
🧾Sign #1 – You shop around for home insurance
Home and contents insurance shouldn't be a passive thing. Shopping around – rather than just renewing your policy every year – can lead to better product features and more bang for your buck. Importantly, it can also be a great way to save cash.
🤑Tip #1 - Reduce your premium with in-home sensors
Taking proactive measures with your home can help you avoid accidents and also keep your insurance costs down.
One example is ALDI Insurance. When you sign up for a home insurance policy with ALDI Insurance, you can choose to receive complimentary sensors as part of your policy.
If you choose to do so, you can save up to 8%* on your premium!
These sensors sync with your smartphone and wi-fi, to help avoid the trinity of household troubles – fire, water damage, and theft. You'll get an alert on your phone if they detect that something has gone wrong, allowing you to take immediate action.
🏠Sign #2 - You look after your investments
Taking care of the property you own isn't just about regular upkeep and maintenance. It's also about having the right insurance in place.
That way, if something goes wrong with your investments, you'll have the right resources in place to bounce back.
🏗️ Tip #2 - Make sure your landlord insurance is giving you the cover you need
Home insurance is great when you live in your own home. But it may not cover all of the contingencies that can arise when you're renting a place out.
Malicious damage might occur from tenants and they may default on their rent payments. These situations may not always be covered by home insurance.
However, you can get insurance to protect you as a landlord.
ALDI Insurance offers Landlord Insurance with a range of features to bridge the gap between home insurance and the needs of investors. You can get cover for situations like loss of rent, damage from tenants, theft and more (exclusions and limits apply).
So if you don't already have it or are looking to shop around for a new provider, it's good to know that there are options to protect your investment property.
🚗 Sign #3 - You compare car insurance
Just like your home insurance, you shouldn't put your car insurance into "set-and-forget" mode. Shopping around before you renew can potentially save you some big dollars.
💸 Tip #3 - Get bang for your buck
People tend to focus on the premium price when they're buying insurance. But another key consideration is knowing what you're covered for under your policy features and benefits.
Features and benefits are the real-life advantages and protections that insurance provides. So when comparing insurance policies, it's important to look for the benefits that are most important to you
ALDI Comprehensive Car Insurance offers cover that protects your car, wherever it is. When it comes to eligible loss or damage to your personal property, ALDI Insurance covers you for up to $1500 inside your car due to an incident.
ALDI Insurance also has a lifetime repair guarantee which guarantees repairs for as long as you or a family member own the car.
Keeping an eye on what the policy offers vs the premium can help you get a better bang for your buck overall.
Explore Aldi Insurance today
Sponsored by ALDI Insurance. Get a quote in 3 minutes across home & contents or car insurance today. Just visit the ALDI Insurance website and get started. Simple, smart.