NOW Finance Unsecured Personal Loan
- Interest Rate (p.a.)
- 6.75% to 26.95%
- Comp. Rate (p.a.)
- 6.75% to 26.95%
- Min Loan Amount
- $5,000
Summary
An unsecured personal loan with customised interest rates and zero fees.
3 things to consider about this loan:
- No security required.
- Personalised interest rates based on your credit history.
- No ongoing fees.
Pros
-
No security is required
-
Use the loan on any worthwhile purchase
-
Fast application
Cons
-
Interest rates may be high if you have a low credit score
Details
Product details
Product Name | NOW Finance No Fee Unsecured Personal Loan |
Interest Rate (p.a.) | 6.75% to 26.95% |
Comp. Rate (p.a.) | 6.75% to 26.95% |
Interest Rate Type | Fixed |
Min Loan Amount | $5,000 |
Max. Loan Amount | $50,000 |
Loan Security | Unsecured |
Congratulations, NOW Finance!
NOW Finance received the highly commended award for 'Personal Loans (Unsecured)' in the 2024 Product Awards.
Full list of 2024 winnersHow do NOW Finance Unsecured personal loans work?
A NOW Finance unsecured personal loan provides finance to approved applicants for any worthwhile purchase - which means anything from a holiday, to a vehicle, or even consolidating your existing debt.This loan comes with zero fees and a personalised interest rate. This means NOW Finance will base your rate on your personal situation and credit history.
You can apply for loans from $5,000 up to as much as $50,000 with no security. When you take out a NOW Finance loan you will agree to pay it off within a time period of between 18 months to 7 years. Pay weekly or fortnightly.
How to apply
You can apply for a NOW personal loan online.Eligibility criteria
- Be 18 years or over
- Be an Australian Citizen or permanent resident
- Be employed, and have passed your probationary period
- Have no prior bankruptcy or defaults
- Have identification such as a current Australian Drivers License or an Australian Passport
Features of this loan
- Unsecured. You don’t need to provide collateral for this loan.
- Free early repayments.
- Borrow from $5,000 to $50,000.
- No monthly fees.
- No establishment fee.
- Funds are distributed into your account within 2 working days.
- Personalised interest rates.
How much does a NOW Finance Unsecured personal loan cost?
You will pay these fees
Cost | Amount |
---|---|
Interest Rate | 6.75% to 26.95% p.a. |
Comparison Rate | 6.75% to 26.95% p.a. |
Establishment fee | $0 |
Ongoing fees | $0 per month |
You might pay these fees
Cost | Amount |
---|---|
Early pay out fee | $0 |
Cash advance fee | $0 |
Additional repayments fee | $0 |
Late payment fee | $0 |
Dishonour fee | $0 |
Paper statement fee | $0 |
- NOW Finance Unsecured Personal Loan information PDF
- NOW Finance Unsecured Personal Loan TMD