What is the AIA Vitality Fitness First Discount?

Fitness First is the world's biggest privately-owned health club group, with more than 60 establishments on the east coast of Australia alone. It focuses on helping you to achieve your personal fitness goals supported by state-of-the-art facilities and highly experienced staff.

With AIA Vitality, you can enjoy Fitness First discounts and be rewarded for living a healthier lifestyle.

What is AIA Vitality?

AIA Vitality is a free program that you're automatically enrolled into when you purchase health insurance or life insurance through certain insurers. Currently, this includes:

Picture not described What's in it for you?

When you become a member, you'll instantly be able to access a wide range of rewards and benefits from health and wellbeing related products and services, like the AIA Vitality Fitness First discount. You can also earn points which you can later redeem against gift cards, movie tickets and spa days.

AIA Vitality Fitness First discounts in 2021

Every AIA Vitality member who joins Fitness First is eligible for the following discounts:

  • 30% discount when you sign up for the 12 month Passport or Platinum membership.
  • 20% cashback if you visit the gym 24 times in a specific three-month period.
  • 100 AIA Vitality Points for each day you visit a Fitness First gym (point cap applies).

Picture not described Get more discounts over time

The AIA Vitality program uses a points system to encourage you to stay fit and active. As you build up points, you'll make your way through different tiers: bronze, silver, gold and platinum. As you progress through the stages, you'll become eligible for increased discounts on your insurance premiums, up to a maximum of 20%.

Other wellbeing discounts

Along with the AIA Vitality Fitness First discount, as a member you can benefit from other health and wellbeing discounts:

  • TAL Health Sense. If your BMI is between 19 and 28, you can get up to 15% off your Life or Total Permanent Disability Insurance in TAL's Health Sense Program.
  • Asteron Life Wellbeing Program. Provides an online hub for members containing health advice, recipe ideas, health assessment tools and information on lifestyle and weight loss programs.
  • Virgin Active health clubs. As well as discounts at Fitness First, AIA Vitality membership can save you 50% on membership at Virgin Active gyms.

Look for more savings with your existing insurance

Lots of insurers now offer incentives for taking part in wellness-related activities, so it's worth checking out your policy to see if you qualify. Here are a few places to look:

  • Your PDS or product disclosure statement will mention any additional benefits available to you.
  • Provider websites will give you the most up-to-date information on the latest perks.

If there's nothing on offer, it might be time to switch insurance providers to find a better deal. When comparing policies, make sure you find one that meets your existing needs and budget.

Why compare life insurance with Finder?

  • You pay the same price as buying directly from the life insurer.

  • We're not owned by an insurer (unlike other comparison sites).

  • We've done 100+ hours of policy research to help you understand what you're comparing.


Learn more about AIA and explore other rewards programs


Frequently asked questions

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Lily Jones is a writer at Finder. As well as specialising in travel, Lily also writes for the shopping and legal teams and is a dab hand at reviewing software for small businesses. Lily has a Bachelor of Arts in Russian and Management Studies from University College London. Her passion for travel, food and experiencing new cultures has taken her around the globe, and you’ll always find Lily planning her next adventure. See full bio

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James Martin was the insurance editor at Finder. He has written on a range of insurance and finance topics for over 7 years. James often shares his insurance expertise as a media spokesperson and has appeared on Prime 7 News, WIN News, Insurance News, 7NEWS and The Guardian. He holds a Tier 1 General Insurance (General Advice) certification and a Tier 1 Generic Knowledge certification, both of which meet the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

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More guides on Finder

  • AIA Vitality

    Insurance customers with AIA Australia can access serious benefits and discounts through AIA Vitality, an innovative rewards program that can help keep you healthy and reduce your insurance life premiums.

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