Auswide Bank Personal Loan
- Interest Rate (p.a.)
- 8.98%
- Comp. Rate (p.a.)
- 9.68%
- Min Loan Amount
- $3,000
Summary
Borrow from $3,000 up to $100,000 with terms up to 5 years. Costs include interest charges, establishment fees and monthly fees.
The Auswide Personal Loan allows you to borrow from $3,000 up to $100,000, with terms from 1 to 5 years. This personal loan can be used for a wide variety of purposes, including buying a new or used car, home improvements, holidays and other personal expenses. The interest rate for this loan is fixed, meaning that your interest repayments will not change on a month to month basis. This makes budgeting easier, as your repayments are predictable. Rates start at 8.98% p.a., with a comparison rate of 9.68% p.a. Other fees include an establishment fee of $250 and an account keeping fee of $5.
Details
Product details
| Product Name | Auswide Bank Personal Loan |
| Interest Rate (p.a.) | 8.98% |
| Comp. Rate (p.a.) | 9.68% |
| Interest Rate Type | Fixed |
| Min Loan Amount | $3,000 |
| Max. Loan Amount | $100,000 |
| Loan Security | Secured or Unsecured |
Main points to consider with the Auswide Personal Loan
You can borrow from $3,000 up to $100,000 with a loan term of 1 year-5 years. You'll receive a fixed rate of 8.98% p.a. with a comparison of 9.68% p.a.
You will need to make monthly repayments, and you'll also have the ability to make additional repayments. You can redraw on these repayments at any time.
Features
- Fixed rate. You'll receive a fixed interest rate for the life of the loan.
- Monthly repayments. You will be required to pay back the loan using monthly repayments.
- Flexible loan terms. You can repay the loan over 1 to 5 years.
- Quick online application. You can apply online in approximately 20 minutes.
- Additional repayment option. You can make extra repayments at any time.
- Redraw facility. You can also redraw on any additional payments.
Fees and charges
- Establishment fee. You will pay an initial $250 fee.
- Monthly fee. You will also pay an ongoing $5 fee.
You may also need to pay $50 if you pay out your loan before the end of your loan term.
How to apply for an Auswide Personal Loan
You can apply for a loan by clicking "Go to site" above to begin your application. You will need to meet certain criteria to be eligible for a loan:
- Be at least 18 years old
- Be an Australian citizen or permanent resident
The online application will take approximately 20 minutes and you will need to complete an Australia Post ID verification form.
An Auswide Personal Loan lets you borrow up to $100,000 for any worthwhile purpose, with the ability to redraw on your additional repayments. You should always compare a range of personal loan options to find the loan that is right for you.
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Thomas Finder
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