Latitude Financial Services offer a range of services such as personal loans, insurance and retail finance. The turnaround time for their personal loan loan is fast, but the interest rates are personalised. They are based on your current financial situation, residency, assets, employment and your credit score. This means that if your credit score is excellent, you will get a lower rate, but if your score isn’t perfect, you can expect to pay more interest. They offer both fixed and variable interest rate loans, both with the choice of being secured or unsecured. Interest rates for fixed rate loans range from 9.49% p.a. to 29.99% p.a. Their variable rate loans range from 9.49% p.a. up to 29.99% p.a.
We currently don't have that product, but here are others to consider:
How we picked theseBased on Latitude personal loan scores in Finder's 2024 Customer Satisfaction Awards.
Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:
Have the following details on hand to complete your application:
The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
This secured loan may be used for any worthwhile purchase and requires security against a vehicle. It uses risk-based pricing, so your interest rate will be set based on your credit score and history.
Are secured personal loans better than unsecured personal loans and how do they work?
Find out more about Pepper Money's no fee personal loan and benefit from a competitive rate from 6.95% p.a., zero fees and loan terms of up to 7 years.
A risk-based personal loan from one of Australia's biggest non-bank lenders. Get a personalised rate which rewards higher credit scores.
Looking for a competitive rate? Plenti offers loans funded by investors with rates that are tailored to your personal circumstances.
An unsecured personal loan with zero fees and interest rates personalised to your risk profile.
Why not be rewarded for your good credit history? MoneyPlace offers unsecured personal loans with rates starting at 8.49% p.a. – finance a range of personal purposes and borrow up to $80,000. Read the review and see if you're eligible to apply.
Are you in need of a larger loan but concerned about your credit history? There still may be options available, no matter your credit history. Read our guide to find out what might be available to you.
The Variable Rate Personal Loan features flexible loan and repayment terms and the ability to choose a loan amount up to $50,000. You are able to make unlimited additional repayments to help pay off your loan amount even faster, and you can redraw from your additional repayments if the need arises.
The Commonwealth Bank Fixed Rate Personal Loan offers a convenient financing solution to help you fund anything you need – borrow between $4,000 and $50,000 and have it funded on the same day you apply.
I need to get a loan of $5,000,for a new bed,fridge,washing machine etc thanking you.
Hi Meryl, you might find it useful to check out our guide to loans for retired people. The amount you can borrow will depend on your income and what your regular expenses are.
Can you please help my personal loan $50k for home improvement urgent, please contact me asap and my email: hunghuynh2036@gmail.com
Hi Thanh,
This is a review page for Latitude. To enquire about a personal loan with Latitude, you can contact them on 1300 973 422.
Hope this helps!
How much is my loan to pay out
Hi Luke,
Thanks for your question.
There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.
Cheers,
Shirley
unsecured personal loan ?
will make it my application have more luck if i have a guarantor ?
Hi Jerika,
Thanks for your question.
You can compare and read through unsecured personal loans. In most cases having a guarantor does help, but if you do have a guarantor then the personal loan would be secured, as it’s backed by some kind of security.
Cheers,
Shirley