Latitude Financial Services offer a range of services such as personal loans, insurance and retail finance. The turnaround time for their personal loan loan is fast, but the interest rates are personalised. They are based on your current financial situation, residency, assets, employment and your credit score. This means that if your credit score is excellent, you will get a lower rate, but if your score isn’t perfect, you can expect to pay more interest. They offer both fixed and variable interest rate loans, both with the choice of being secured or unsecured. Interest rates for fixed rate loans range from 9.49% p.a. to 29.99% p.a. Their variable rate loans range from 9.49% p.a. up to 29.99% p.a.
We currently don't have that product, but here are others to consider:
How we picked theseBased on Latitude personal loan scores in Finder's 2024 Customer Satisfaction Awards.
Ready to apply for a personal loan from Latitude Financial Service? The process is simple, and to get started just click "Go to Site. First, make sure you meet the eligibility criteria outlined below. You must:
Have the following details on hand to complete your application:
The application form should only take 15 minutes to complete and Latitude Financial Services will be in touch within one business day.
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Via customer survey commissioned by Finder
Latitude is great company for personal loans
Via customer survey commissioned by Finder
Very good service easy to understand
Via customer survey commissioned by Finder
they have disgusting customer service. the worst business i have EVER dealt with. the lie through their teeth to get clients. never call back when they are meant to. and have so many hidden fees, dont help if you email. they dont respond and their interest is terribly high
Via customer survey commissioned by Finder
Easy and fast approval but lacking customer service. Long waits to talk to operators and never call back.
Via customer survey commissioned by Finder
Latitude makes expensive purchases easy. We use latitude for holidays and more recently to upgrade our iPhones. I also really like the App on the iPhone, it clearly shows how long left for the interest free period and how much is paid off.
Via customer survey commissioned by Finder
Via customer survey commissioned by Finder
Really flexible when you need payment relief, great customer service.
Via customer survey commissioned by Finder
easy online application, relatively fast response time but same as all other lenders.
Via customer survey commissioned by Finder
EASY TO APPLY, NOT TOO HARD TO RECEIVE A LOAN
Via customer survey commissioned by Finder
Straight fowards application with pre approval options.
OurMoneyMarket offers personal loan solutions for whatever your need. Whether you want to buy a new car, pay for your wedding or renovate your home, you can choose between secured and unsecured loan options.
If you're considering applying for a personal loan, you may want to consider Great Southern Bank. They offer car loans as well as secured and unsecured personal loans. Read our guide for more information.
When you have a large expense that your savings can’t cover, a personal loan at a fixed rate from Great Southern Bank is an option worth considering. With no fees and a competitive fixed interest rate, this could be the right loan for you.
A marketplace personal loan with personalised interest rates.
An ING personal loan offers certainty with fixed interest rates and fixed repayments over a set term.
We’ve written about what lenders look for when assessing your personal loan application.
If you are budget-conscious and looking for a personal loan with clear expectations and repayments, the ANZ Fixed Rate Personal Loan is an option worth considering. With low fees and a competitive interest rate, this loan might be an option for you.
The ANZ Variable Rate Personal Loan may be a great choice for borrowers who want options. With a free redraw facility and the option to make additional repayments, borrowers get the comfort of a personal loan that will let them access much-needed funds.
Find out what rate you qualify for with Society One's innovative sliding interest rate scale. Loans are available up to $50,000, with flexible loan terms between two and three years. Find out how the loan works and if you're eligible to apply.
Use a personal loan calculator to work out your repayments or compare loans with a comparison calculator.
I need to get a loan of $5,000,for a new bed,fridge,washing machine etc thanking you.
Hi Meryl, you might find it useful to check out our guide to loans for retired people. The amount you can borrow will depend on your income and what your regular expenses are.
Can you please help my personal loan $50k for home improvement urgent, please contact me asap and my email: hunghuynh2036@gmail.com
Hi Thanh,
This is a review page for Latitude. To enquire about a personal loan with Latitude, you can contact them on 1300 973 422.
Hope this helps!
How much is my loan to pay out
Hi Luke,
Thanks for your question.
There is an early termination fee of $150 at the time of writing. The full amount is charged within the first half of the loan term and 50% of the fee is charged in the second half of the loan, except the last 6 months of the loan where no fee is charged.
Cheers,
Shirley
unsecured personal loan ?
will make it my application have more luck if i have a guarantor ?
Hi Jerika,
Thanks for your question.
You can compare and read through unsecured personal loans. In most cases having a guarantor does help, but if you do have a guarantor then the personal loan would be secured, as it’s backed by some kind of security.
Cheers,
Shirley