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MacCredit Personal Loan

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

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Interest Rate (p.a.)
8.95% to 16.95%
Min Loan Amount
$4,000

Summary

Cover your personal or medical costs with flexible repayment options
  • MacCredit is no longer in operation and as such this product is no longer available. This page is for historical purposes only.

While this loan functions much like any other personal loan, MacCredit acts as the brokerage firm to source the loan from a variety of other credit providers. Once you have submitted your loan requirements, MacCredit will find you an appropriate product from their panel of lenders.

You can use the loan to pay for all cosmetic, medical and dental procedures or any other legitimate personal expense. You have the choice of a fixed or variable interest rate and flexible repayment options. Find out if it’s right for you in this review.

In this guide

  • Review
  • Details
    • Product details
  • Your reviews
  • Ask a question

Details

Product details

Product Name MacCredit Personal Loan
Interest Rate (p.a.) 8.95% to 16.95%
Interest Rate Type Variable
Min Loan Amount $4,000
Max. Loan Amount $50,000
Loan Security Secured

Main points to consider with the MacCredit Personal Loan

You can borrow a minimum of $4,000 or up to $50,000 with a loan term of 1.50 years to 7 years. Rates can be fixed or variable and range from 8.95% p.a. to 16.95% p.a. The rate you receive will depend on a number of factors including credit rating, credit history and employment history, and the lender itself.

You may also be able to make additional repayments or pay off the loan early without penalty, though this will depend on the specific lender that is used.

Features of the MacCredit Personal Loan

  • No upfront fees. You may have to pay a monthly fee of up to $13, but this will depend on the lender.
  • Varied rates. You have the option of a fixed or variable interest rate, with rates starting at 8.95% p.a.
  • Flexible payments. You will generally be able to make additional repayments with no extra fees or charges, depending on the lender.
  • Early repayment. You will also be able to pay off the loan early with no penalty, again depending on the lender.
  • Range of loan products. MacCredit will find the loan that suits your situation from a variety of different lenders.
  • Minimum loan term. The loan can be repaid over a period of 1.50 years to 7 years.

How to apply for the MacCredit Personal Loan

If you want to apply for this loan, you can click on "Go To Site" above and follow the instructions to begin your application. To be eligible for the loan, you will need to be:

  • At least 18 years old
  • An Australian citizen or permanent resident

As part of your application, you will also need to provide details of the following:

  • Driver's licence
  • Medicare card
  • Your name, age and current address

You can apply via phone or by using the online application form. MacCredit will contact you within two hours of your application being received.

If you're looking to fund medical or other expenses, the MacCredit personal loan helps find the right option to suit your needs. You should always compare personal loan products from a range of lenders before making a decision.

Compare other personal loans

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1 - 6 of 6
Updated regularly
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
NOW Finance No Fee Unsecured Personal Loan
NOW Finance logo
Finder award winnerFixed18 Months - 7 Years $5,000 - $50,000
Interest Rate (p.a.)
6.75%
to 26.95%
Comp. Rate (p.a.)
6.75%
to 26.95%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$922.89
Go to siteMore Info
OurMoneyMarket Unsecured Low-Rate Personal Loan ($5,000-$75,000)
OurMoneyMarket logo
Finder award winnerFixed1 - 7 Years $5,000 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.50% - 6%
min. $250
Monthly Fee
$0
Monthly Repayment
$934.23
Go to siteMore Info
Harmoney Unsecured Personal Loan
Harmoney logo
Finder award winnerFixed3 - 7 Years $2,000 - $70,000
Interest Rate (p.a.)
5.76%
to 24.03%
Comp. Rate (p.a.)
6.55%
to 24.98%
Application Fee
$275 - $575
Monthly Fee
$0
Monthly Repayment
$926.83
Go to siteMore Info
Latitude Variable Rate Personal Loan
Latitude Financial Services logo
Variable2 - 7 Years $5,000 - $70,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.37%
to 30.69%
Application Fee
$0
Monthly Fee
$13
Monthly Repayment
$973.85
Go to siteMore Info
Special Finder offer: $395 establishment fee waived for approved personal loan applications submitted through Finder. Latitude may withdraw offer at any time. T&Cs apply.
NAB Personal Loan Unsecured Fixed
NAB logo
Fixed1 - 7 Years $5,000 - $55,000
Interest Rate (p.a.)
8.49%
to 20.49%
Comp. Rate (p.a.)
9.88%
to 21.78%
Application Fee
$250
Monthly Fee
$15
Monthly Repayment
$969.78
Go to siteMore Info
NAB Personal Loan Unsecured Variable Rate
NAB logo
Variable1 - 7 Years $5,000 - $55,000
Interest Rate (p.a.)
8.49%
to 20.49%
Comp. Rate (p.a.)
9.88%
to 21.78%
Application Fee
$250
Monthly Fee
$15
Monthly Repayment
$969.78
Go to siteMore Info
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Thomas Finder

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Thomas Stelzer

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Tom Stelzer is a publisher and writer for Finder, covering investing and cryptocurrency. He previously worked for Finder as a writer in Australia and the UK, covering things like personal finance, loans, investing, insurance as well as small business and business loans. He has a Master of Media Arts and Production and Bachelor of Communications in Journalism from the University of Technology Sydney. See full profile

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