Pepper Money is a homegrown Australian non-bank lender which launched in 2000. It offers solutions for home loans, car loans, personal loans, loans for professional equipment and commercial loans to customers Australia-wide.
Its personal loans allow you to borrow up to $100,000, with a personalised rate starting from 6.75% p.a.
We currently don't have that product, but here are others to consider:
How we picked thesePepper Money personal loans are available for a range of purposes, including:
The following features are available with Pepper Money:
The Pepper Money No Fee Unsecured Personal Loan was highly commended for Best Unsecured Personal Loan in the 2025 Finder Awards.
Full list of 2025 winnersTo apply for a loan with Pepper, simply click "Go to site" to visit the lender directly and complete an application. Applicants for these loans will be required to:
Depending on the type of finance that you are applying for, other eligibility criteria may also apply.
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Read Finder's review of OurMoneyMarket's Secured Personal Loan. See if this loan is right for you.
This secured loan may be used for any worthwhile purchase and requires security against a vehicle. It uses risk-based pricing, so your interest rate will be set based on your credit score and history.
Are secured personal loans better than unsecured personal loans and how do they work?
A marketplace personal loan with personalised interest rates.
Personal loans offer a range of loan amounts to suit different purposes and budgets. Here's how to get the loan amount you need.
Why not be rewarded for your good credit history? MoneyPlace offers unsecured personal loans with rates starting at 8.49% p.a. – finance a range of personal purposes and borrow up to $80,000. Read the review and see if you're eligible to apply.
Temporary Australian residents may be eligible to apply for personal loans, depending on the visa they hold.
Not all personal loans come with endless documentation. Some lenders specialise in quick and easy application processes.
Use a personal loan calculator to work out your repayments or compare loans with a comparison calculator.
We’ve written about fixed rate personal loans and what their advantages are.