GoRapid specialises in loans for customers with a bad credit history, and who are unable to get loans elsewhere. These loans include car loans, personal loans, bike loans, boat loans, equipment loans and more. While the cost will vary based on the applicant and the type of loan you apply for, loan terms are between 1 to 7 years. Repayments are flexible, allowing you to make weekly, fortnightly or monthly repayments. If you have security to offer, you may get better terms.
GoRapid provides a wide variety of bad credit loans. Depending on what you're looking to finance, you might want to consider applying for their:
Rapid Finance Bad Credit Personal Loan
Rapid Finance Bad Credit Car Loan
Fee and charges vary according to individual applications and the type of loan taken out. The initial assessment of the application is done free of charge. After a quote is provided, there might be certain fees charged depending on the loan. If a valuation of the secured property is required, the costs attached to it may be included in the fees.
Back to topIf you would like to apply for a loan, you can start filling the application form by clicking ‘Go To Site’ on this page. This will redirect you to an online application which needs to be filled. Keep in mind you need to be over the age of 18 to apply. Have the following details on hand to submit your application:
GoRapid can assist you in getting your dream car or finding the ideal loan if you have bad credit. They provide a quick and competitive service that can be very useful for customers looking for immediate financial assistance.
Back to topI have been denied a loan by a couple of lenders. Will I be successful in getting a loan from Rapid Finance?
Every organisation has different credit criteria for various loans. Rapid Finance specialises in bad credit loans and instead of looking at prior results, they assess all applications on their individual merit. Whether or not you are approved will depend on your financial situation and your ability to meet your loan repayments.
Are there any charges for the services provided by Rapid Finance?
Rapid Finance provides their services free of charge until the point of providing a quote. The initial assessments for most of the loans do not require any cost or charges from the applicants. Only after a loan is accepted by you do the fees for that respective loan need to be paid.
What interest rate will apply to my loan?
Rapid Finance offers various rates. The actual interest rate that will apply to your loan will depend on your individual financial circumstances and the information you supply in your application.
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Can I possibly get a loan from you as a self funded retiree I urgently need $15000?
Hi Suzanne,
Thank you for your inquiry.
Our company finder.com.au is a financial comparison website and general information service designed to help consumers to make a better decision. Please note we do not represent any company we feature on our pages.
If you would like to apply for a loan from Rapid Finance, you can start filling the application form by clicking ‘Go To Site’ on this page. This will redirect you to an online application which needs to be filled. Keep in mind you need to be over the age of 18 to apply. Should you need to discuss your eligibility you need to get in contact with Rapid Finance directly.
I hope this information has helped.
Cheers,
Harold
can i borrow 3000 on newstart
Hi Gary,
Thanks for your question.
I might not be able to tell you whether you would be approved or not for a loan, but yes, it is possible for you to still get a $3,000-loan even if you’re on Newstart. Ultimately, lenders would check your ability to make repayments, and based on their assessment, they will determine whether to approve you or not.
If you are asking about Rapid Finance, yes they consider some form of Centrelink benefit as income. You can get in touch with Rapid Finance directly to confirm your chance of approval.
Alternatively, if in case you want to explore other options, please check the list of loans for Centrelink recipients featured on our website. Open that link and you should find a comparison table. Once you’re done comparing, please select the “Go to Site” button to be safely redirected to your chosen lender.
Please make sure that you have read the relevant T&Cs or PDS of the loan products before making a decision. Moreover, check the eligibility requirements as well and consider whether the product is right for you.
Also if you can, contact first the lender and discuss your options and chances of approval before you send anything final for your application.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Anndy
I am a pensioner and need a loan to consolidate my debt in order to have only one payment to make instead of several.
Hi Thelma,
Rapid Finance offers personal loans and you may be eligible depending on how much you earn from the pension and your financial situation. If you need to discuss your eligibility, you should get in contact with Rapid Finance directly.
If you find you aren’t eligible, you may want to compare other pensioner loans.
I hope this helps,
Elizabeth
Hi I need to apply for a loan of $400
Hi Erica,
Thank you for your inquiry.
You may check our small personal loans page for loans between $100 and $2,000.
Please review the criteria and once you’ve found a loan you’re eligible for and you wish to apply for, please select the ‘Go to site’ button to apply on the lender’s website.
Hope this helps.
Cheers,
May
Hi,
I have two credit cards and a personal loan. My bank won’t let me consolidate, am I able to through you?
Hi Shannon,
You’ve come through to finder.com.au, a financial comparison service and not Rapid Finance. Rapid Finance offer a range of bad credit personal loan solutions, but whether or not you will be approved or not depends on your personal financial circumstances and your ability to repay the loan.
You can find out more by visiting its website.
I hope this helps,
Elizabeth
Hi im on a single mothers pension and in need of a personal loan am i able to get one
Hi Rebecca,
Rapid Finance considers some form of Centrelink as income so you may still be approved. You can get in contact with Rapid Finance to find out more information. If you find out you aren’t eligible, you can compare pensioner loans to see what might be your other options.
Hope this helps,
Elizabeth