Plenti offer a variety of loans with personalised interest rates. While you can still apply even if your credit score isn't perfect, the rates offered will likely be higher. Rates for personal loans start from 6.57% p.a. , with an application fee from $0 to $595. You can borrow from $5,000 up to $65,000. The rate for their car loan starts from 7.19% p.a., and your costs will include a credit assistance fee of $249 up to $799. Plenti's car loan amounts range from $10,000 up to $100,000. If you want to make an environmentally friendly purchase, you can apply for a green loan. Interest rates start from 9.49% p.a., and you will be charged a monthly fee of $8.99 and an establishment fee. The loan amounts available range from $2,000 to $45,000.
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Plenti's consumer loans are funded by either a single investor or by multiple investors, rather than a bank. Plenti offers competitive risk-based rates on its loans. Rates are determined by factors such as how much you'd like to borrow, the loan term and your financial situation. If you're looking to take out a personal loan and want a competitive rate, you may want to consider consumer lender Plenti.
There are a few different loan options available from Plenti, including personal loans and car loans. There are also green loans to help you make environmentally friendly purchases.
Plenti acts as an intermediary between you as a borrower and the person or group of people funding your loan. To be approved, you just need to meet the eligibility criteria set by Plenti. The interest rate depends on the information provided in your application, so you won't receive your rate until you're approved. However, you can get a rate estimate before you apply, which won't affect your credit score.
Once you have been approved for a loan, you can expect the funds in as little as one business day.
Plenti offers a range of financing options, depending on what you need a loan for. Each product is outlined below, along with its corresponding features.
The following features are associated with a Plenti personal loan:
While fees and charges will vary depending on the loan type, the loan term and your personal circumstances, costs associated with a Plenti personal loan typically include the following:
The following features are associated with a Plenti car loan:
While fees and charges will vary depending on the loan type, the loan term and your personal circumstances, costs associated with a Plenti car loan could include the following:
If you want finance to make an environmentally friendly purchase, such as solar panels, you can consider a green loan from Plenti.
The following features are associated with a Plenti green loan:
Fees and charges will vary depending on the loan amount, the loan term and your personal circumstances. However, you might expect to pay:
If you're ready to apply for a Plenti loan, click "Go to site" and submit an application. Get your personal, financial and employment details to hand.
Be aware that Plenti have strict eligibility criteria that include:
These are the most common questions we're asked about Plenti's loans.
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