St.George Bank has over 2.6 million customers in Australia and offers a wide suite of personal and business services. Along with products such as savings accounts, credit cards and home loans, St. George also offers secured and unsecured personal loans. Their personal loans offer personalised rates. This means that you’ll get a low rate if your credit score is excellent, but a higher rate if it is less than perfect. Their unsecured rate ranges from 7.49% p.a. to 20.59% p.a., allowing you to borrow between $2,000 up to $50,000. Their secured rate ranges from 6.49% p.a. up to 12.99% p.a., with a credit limit up to $100,000. The loan term for the secured loan is up to 7 years, while the term for an unsecured loan is a maximum of 7 years. They charge an establishment fee of $250, a monthly fee of $10 and charges also apply for early repayment of the loan.
We currently don't have that product, but here are others to consider:
How we picked theseBased on St.George personal loan scores in Finder's 2024 Customer Satisfaction Awards.
Ready to apply for a St.George personal loan? You can click "Go to Site" to start your application. First, make sure you meet the minimum eligibility criteria to apply:
St.George allows you to apply for a personal loan in three ways: online, over the phone or by visiting a branch. If you apply online the application takes 15 minutes to complete, and you can click through to St George on the secure link on this page. Outlined below is the information you need to provide:
Applying for a St.George personal loan online won't take more than 15 minutes. Remember to compare your options thoroughly before starting the application process.
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
Via customer survey commissioned by Finder
High interest rates and fees, now apart of the class action against them due to being ripped off over commission that was not mentioned in my contract
Via customer survey commissioned by Finder
Via customer survey commissioned by Finder
Great customer service, would highly recommend
Via customer survey commissioned by Finder
St George Bank has a great website and online banking works well. I have been a satisfied customer of St George Bank since 2007
Via customer survey commissioned by Finder
Easy to use and set up but doesnt have many extra features compared to other banks.
Via customer survey commissioned by Finder
Good rates and good customer service when you can get through to a person but not a fan of the app chat customer services. Fairly easy application process so easy to apply.
Via customer survey commissioned by Finder
easy to deal with very helpful safe and secure
Via customer survey commissioned by Finder
Difficult, lengthy application process. Staff rude to deal with at times, told one thing on application and then once approved told opposite felt bullied at times.
Via customer survey commissioned by Finder
Friendly & helpful customer service.
Via customer survey commissioned by Finder
Easy to use customer portal and excellent call centre support
This secured loan may be used for any worthwhile purchase and requires security against a vehicle. It uses risk-based pricing, so your interest rate will be set based on your credit score and history.
Are secured personal loans better than unsecured personal loans and how do they work?
Find out more about Pepper Money's no fee personal loan and benefit from a competitive rate from 6.95% p.a., zero fees and loan terms of up to 7 years.
A risk-based personal loan from one of Australia's biggest non-bank lenders. Get a personalised rate which rewards higher credit scores.
Looking for a competitive rate? Plenti offers loans funded by investors with rates that are tailored to your personal circumstances.
An unsecured personal loan with zero fees and interest rates personalised to your risk profile.
Why not be rewarded for your good credit history? MoneyPlace offers unsecured personal loans with rates starting at 8.49% p.a. – finance a range of personal purposes and borrow up to $80,000. Read the review and see if you're eligible to apply.
Are you in need of a larger loan but concerned about your credit history? There still may be options available, no matter your credit history. Read our guide to find out what might be available to you.
The Variable Rate Personal Loan features flexible loan and repayment terms and the ability to choose a loan amount up to $50,000. You are able to make unlimited additional repayments to help pay off your loan amount even faster, and you can redraw from your additional repayments if the need arises.
The Commonwealth Bank Fixed Rate Personal Loan offers a convenient financing solution to help you fund anything you need – borrow between $4,000 and $50,000 and have it funded on the same day you apply.
I am a permanent part time employee working minimum of 34 hours a week. My partner receives a DSP.
Would we be eligible for a loan to finance a car?
Hi Bel,
This really depends on the lender, the car you’re buying, the cost, and your income. I suggest contacting a lender directly and enquiring about your situation.
I’m a temporal resident. Can I get a loan?
Hi Lina,
Yes there are loans available for temporary residents, more information is available here:
https://www.finder.com.au/personal-loans/personal-loans-for-temporary-residents
Iamunemployandonnewstart
Hi Anita,
Thanks for getting in touch!
You may refer to our Centrelink loans page to see and compare lenders who may consider you for a loan. Please review the criteria, details of the loan product and contact the lender directly to discuss your loan options and eligibility. When you are ready, press the ‘Go to site’ button if available to apply.
Best,
Nikki
Hi Kaz,
Thank you for your inquiry.
Given your situation, you may find the list of Centrelink personal loans featured on our website helpful. Please review the criteria, details of the loan product and contact the lender directly to discuss your loan options and eligibility.
Cheers,
May
How long does it take for approval?
Hi Donna,
Thanks for your question.
It usually depends on the nature of your application. Once your application is received online, you will get a response within 60 seconds. You will be notified if you have been pre-approved or not and from there, you may be asked to supply documentation. If you require a personal loan urgently, our page on same-day personal loans may help.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Shirley